cmevans Posted April 29, 2004 #1 Share Posted April 29, 2004 Past cruisers do the ships allow you to use your visa debt card for a visa for sign and sail card for your purchases or do you have to have a regular visa or cash Thank You for any input First Cruise Triumph 7/24/2004 Link to comment Share on other sites More sharing options...
mohavemommy Posted April 29, 2004 #2 Share Posted April 29, 2004 Yes, you can use a visa debit, but beware... I am battling Carnival right now because they did a "daily authorization" for my purchases which they are letting expire, but it takes several days, then they went and did a full charge for the weekly amount before all of the other daily authorizations expired, so in essesce they have held double funds on my debit card and "overdrew" my account. I have to wait for the daily authorizations to expire before I will be back in a positive balance on my account, meanwhile, by bank doesn't know the difference between the real charge that will post and the ones that will expire, they only know that I am overdrawn, so they are charging me overdraft fees. I am fighting this one right now. AND ANGRY ABOUT IT Just FYI........ See my past cruise pics here: mohavemommy's Cruise Pics __ /7__/7__/7____ \:::::::::::::::::::/ ~~~~~~~~~~~~~~~~~~ "THE WORLD'S BEST ISLANDS ARE ONES THAT FLOAT AND MOVE. THEY'RE CALLED CRUISE SHIPS." next cruise ???? hhhmmmmm..... Link to comment Share on other sites More sharing options...
Brneyznfl Posted April 29, 2004 #3 Share Posted April 29, 2004 For the above reason, I highly suggest using a credit card. Next Cruises! SENSATION 5/6/04 then MIRACLE 2/13/05! Triumph, Inspiration, Holiday, Explorer of the Seas, Granduer of the Seas, Glory Hounds I, Conquestadors Link to comment Share on other sites More sharing options...
Cotton Posted April 29, 2004 #4 Share Posted April 29, 2004 I use a Visa debit card. No problems encountered with last three cruises. Festivale 1987 Carnivale 1988 Mardi Gras 1989 Pacific Princess 1990 Norway 1994 Holiday 2001 Holiday 2002 Holiday 2003 Link to comment Share on other sites More sharing options...
imatarb Posted April 29, 2004 #5 Share Posted April 29, 2004 Yep, good point..I'll be using credit card, too. Lisa Monarch of the Seas - 1994 Royal Majesty - 1996 Until VICTORY is ours <MARQUEE>A day at sea is better than any day at work</MARQUEE> Link to comment Share on other sites More sharing options...
almitra Posted April 29, 2004 #6 Share Posted April 29, 2004 Although I have both, I prefer to use my CC over my debit card...for lotsa reasons, not the least of which was mentioned above. Just my opinion...... Militant Breastfeeding & Homebirth Proponent-Sandra Carmichael Mardi Gras 6/79 Mardi Gras 6/79 (back to back cruises) Celebration 8/02 Splendour of the Seas 3/03 Jubilee 7/03 Conquest 1/04 Celebration 1/04 Elation 2/04 Elation *coming again* 1/05 Link to comment Share on other sites More sharing options...
thebird Posted April 29, 2004 #7 Share Posted April 29, 2004 very informative.. thanks all! Sensation 5/15/2004 Days til Valor Vampires Cruise Link to comment Share on other sites More sharing options...
MrCruzeaddict Posted April 29, 2004 #8 Share Posted April 29, 2004 Use your credit card. You can get into a problem with a debit card if you happen to make a large purchase. Lots of the debit cards have a daily limit. That large jewelery purchase could get declined! Joe<---Conquest in Oct. Conquest (Sleazy III)10/31/04 My 25th ! Link to comment Share on other sites More sharing options...
derf5585 Posted April 29, 2004 #9 Share Posted April 29, 2004 Credit Card vs. Debit Card - What Are The Differences from http://www.free-credit-reports-on.com/credit_card_vs_debit_card_-_what_are_the_differences_2004.html Money Talks Debit vs. Credit from http://www.wsaw.com/news/features/3/432346.html USS Chilton APA-38 1966-1968 USS Guam LPH-9 1968-1970 Pacific Princess Oct 21 2001 Bermuda Golden Princess Dec 7 2002 "Eastern Caribbean" Coral Princess Dec 9 2003 "Panama Canal" Carnival Miracle 17 Oct 2004 NOT UPDATED again 25 Feb www.geocities.com/fsbsdel Link to comment Share on other sites More sharing options...
weswas Posted April 29, 2004 #10 Share Posted April 29, 2004 WE have used a CC and Debit card but for the last two just put cash on our account. 1 we don't like the bill when we get home from using our CC and 2 we figure if it is coming from our Debit card we are just better off using the cash. It works great for us Fascination 99 Inspiration 01 Destiny 03 Destiny 05 UNTIL WE SAIL AGAIN....... Link to comment Share on other sites More sharing options...
marklodi Posted April 29, 2004 #11 Share Posted April 29, 2004 Chris from LifeIsCruising has this info: http://www.lifeiscruising.com/how_much_cash_ Mark ºoº 5/9/04 Pride Cruise - 1st Cruise! Visit our Webshots Gallery Link to comment Share on other sites More sharing options...
cmevans Posted April 29, 2004 Author #12 Share Posted April 29, 2004 Thank you everyone for all your opions and help. Think we will just take cash to put on sign and sail card First Cruise Triumph 7/24/2004 Link to comment Share on other sites More sharing options...
jennraycruise Posted April 29, 2004 #13 Share Posted April 29, 2004 FYI... I am currently moonlighting meaning my part time job in the evening to help pay for my cruise is at a bank in the Visa Debit Card security Department. We investigate fraud and put blocks on accounts that look suspicious. Here are a few pointers: 1. If traveling with a Visa or Master Card debit card(card connected to your checking account) as primary means of getting money while on your cruise I would advise you to always have an alternative form of payment. Too many times I have gotten calls from steamin mad card members that their debit card was blocked while on vacation and it ruined there whole vacation. What happens is the security system computer and or human on these cards sees activity from foreign countries in high dollar amounts not typical on your account (Unless you go on vacation every other week) and they will place a block on it. Untill they confirm this "Suspicious Activity" (Hey man I was drinking lots of foo foo drinks that night) ADVICE: Call your bank have them connect you to the atm debit card security department and inform them of your cruise. IT will keep most of these blocks from happening on your card. 2. Daily Limits .. Most Visa Debit Cards have a 3000 pos (point of sale) limit and a 500$$ a day atm limit. IF you need to make a larger purchase you can call your bank and they can authorize this for you. Now if in Mexico this call might be difficult so thus having another means of paying is good. 3. Fraud. Remember merchants in foreign countries arent always as reputable as they are here in the US. I have seen lots of fraud days, weeks , and even months after a card member has used their card in a foreign country. So just be careful where you use your card. 4. Yes cruise ships will authorize a certain amount daily as a pre auth to make sure you dont go over what you have in your account. Then they will go back later and change it to the correct amount. SOmetimes this takes several business days. Thus having an alternative form of payment is advisable again... Most importantly Have a good time. I still havent decided how I want to pay on my trip for things and I leave on 5/14. Happy Cruising.... INSPIRATION 5/16/04 Link to comment Share on other sites More sharing options...
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