klfrodo

The Win/Loss Statement worked fine for me to offset my winnings as Earned Income as stated on my W2G. This was over 10 years ago though.

I go 3rd party only. The cruise line policy is too low and if you need help, you're on your own. They won't help when it comes time to file a claim. I can only speak of my TA, they don't have a basic understanding of the policy they sell and wouldn't be of any help if I asked them if I should file under Trip Delay or Trip Interruption. Also, the coverage is too low in my opinion. By going 3rd party (Steve at TripInsuranceStore), he has access to a few different policies that best fit my needs and when it comes time to file a claim, he will gladly assist. He's also been known to intercede on his clients behalf with the insurance company to help clear up any misunderstanding.

I'm going to take a different approach. First, let me say that I agree with every fiber of my being that what has said been said above is true and correct. I approach sailing from Vancouver differently than any other cruise or trip. This is because I'm making an assumption that this is for an Alaska cruise, and I fully understand that my opinion only works for me. (If this is a 7-day cruise from Vancouver to Hawaii, I might consider the same approach) My opinion is based on my thoughts that travel insurance is a tool to help me share risk of potential financial hardship. With that being said, I'm in a position in life where I can absorb the cost of missing a cruise. I can absorb that $5 to $10K loss. It will hurt and I might have some explaining to do with my spouse, but it won't bankrupt me. Medical could cause financial devastation, however, in this instance (Alaska Cruise) I weigh my risks. My Health Insurance/Medicare works in Alaska. I choose to risk the miniscule amount of time I'm in Canada. Evacuation from the ship is at no cost to the patient. If I need evacuation from (Ketchikan let's say) to either Anchorage or Seattle for medically necessary care, my health insurance will pick up the costs. (I also have Medjet Assist for anytime I'm more that 150 miles from home). With all that being said, I 100% self-insure my Alaska cruises. Every other cruise, (Caribbean and European) I do purchase a 3rd party policy from Steve at TripInsuranceStore to help mitigate any unexpected expenses.

Living on the west coast but always sail from the east coast, we always spend the night before flying home. Allows us to relax and take our time getting off the ship, maybe do some sightseeing, check into the hotel, catch a nice dinner, then catch a good nights sleep before catching the early 6 hour flight home.

For those who live or frequently visit Rome. How is tourism going to be affected by 2025 being a Jubilee year? We are cruising in 2025. Our post cruise plans currently have us spending an additional 4 to 6 days in Rome. (Early September timeframe) Can I expect that with the additional number of people of the Catholic faith making the pilgrimage to Rome and The Vatican be of concern when arranging tours and hotel stays?

Ill wait for the expert to jump in. Calling @chengkp75

Yes

We are a retired group of 6. One of us is in a wheelchair and the other 5 are not. Of course, we want to hang together with our travel mates on an excursion, but seeing as how accessible excursions are limited in space, I don't want to take up valuable space and maybe someone who needs this service isn't able to because 4 able bodied persons are taking up space. Does my question make any sense?

My airline of choice, Alaska Air, has never had a problem just rebanking my miles if I need to cancel. But, that could be because I have elite status with the airline.

I believe @iamtrustworthy corrected me and stated that there are a couple of policies that may be able to help you. Give Steve a call at Get the Best Trip Insurance Details, Advice (tripinsurancestore.com) and see what he says

With the "voucher" you have $0 cost to insure. Side note: I completely understand what you're trying to say, but in the insurance world, your voucher has 0$ value. Just like when you book a flight using miles. The miles themselves have 0 value. As a matter of fact, when you fly using miles, the airline considers you a non-revenue passenger. That doesn't mean that you can't purchase a travel insurance policy, which you should do now that you're booked, so you can get the medical and evac coverage. You just won't be able to recover the cost of the cruise should you cancel.

Did Op file a claim with their travel insurance for lost/misplaced/stolen baggage?

I do have Medjet Assist as a side backup alternative. Fortunately, I've not had to use it. A couple of requirements are that you have to be more than 150 miles from home, and you must have been admitted as an Inpatient at a "hospital". Clinic won't do. And there must be a serviceable airport nearby. Have heard of a couple of disgruntled users where 1 was on a remote island that didn't have an airport nearby and another who was in a remote location who clearly needed evacuation but there were no "hospitals", only clinics and no licensed professional medical doctors. I can clearly understand the frustrations regarding the second example, but for me, I don't foresee my fat arse being that adventuresome or remote. 🤣

Make sure whatever travel insurance you decide to purchase waives pre-existing conditions. Cruise line travel protection policies do not waive preexisting conditions. The policy usually needs to be purchased within a short time after initial deposit.

Is this possibly a Candian rule or law? I just went thru my TravelSafe policy (Purchased in Washington State in the US) with a fine-tooth comb and nowhere does it state the above. The only place where it comes close to saying that is in the separate "Tip" sheet I got from TravelInsuranceStore, where they recommend that as soon as possible, notify the insurance company so that they may get involved to assist if necessary.