I often see post about Travel Insurance so I would just like to share my experience in case anyone is wondering about Credit Card Insurance. I have a ANZ Frequent Flyer Platinum Credit card which includers free International Travel Insurance. You need to spend $250 on your trip to qualify. I have never taken out any other Insurance and always relied on this cover,
I was due to go on the Celebrity Eclipse on Friday but came down with a cold and chest Infection. I contacted Celebrity to Cancel my cruise and they sent me a cancellation Invoice which said Port Fees and Taxes would only be refunded.
I filled out a Insurance claim on line with Allianz on Friday attaching , Dr Certificate, Cancelled Invoice from Celebrity Etc.
I assumed it would take weeks before I heard anything. Well this morning (Monday) I received a message the claim has been approved and should be in my account in the next few day.
Hope this may help someone who is wondering if their Credit Card Insurance is adequate,