Babr

To my knowledge, it is a service provided by any country capable of providing it. If it is not a available, then you are disembarked at the first opportunity.

There are policies that will advance payment in order to secure treatment. It requires careful reading of the policy to find one. The surest method is to work with a professional who represents reputable companies. Call the folks at Trip Insurance Store to discuss your needs.

You don’t need insurance to pay for air/sea rescue because that service is provided by the Coast Guard or military equivalent from the nearest country capable of providing it. They are the ones with the equipment and skilled personnel to perform such a maneuver. There is no cost. It is part of their mission to aid ships at sea. Your cost begins when the helicopter touches down. Travel insurance covers transportation and care from that point. If air/sea rescue is not available, the ship diverts to the nearest port to disembark the patient.