We are booked on Journey for the Spice Trail Cruise on May 3rd and have already booked our flights from Athens to Manchester with BA. Not sure if we would get a refund if we had to cancel. Also as we booked through a travel agent we have to pay the full balance for cruise and flights to Singapore by the end of January. This means we will also have to pay for insurance at the same time to cover us. Has anyone else had to pay so far in advance?