Thanks for sharing your experience. I hope that your husband is doing well. I recently purchased a cruise insurance with Nationwide for a cruise to Alaska this past September. I picked Nationwide after doing my homework. Thank God we did not have to use it but it gave me and my wife peace of mind. Your story reconfirms the need for travel insurance and reaffirms (at least for me) that Nationwide is a good choice for travel insurance. All the best. Bonne chance