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I carry plenty of cash on vacation. We do curbside check in at the airport, so they get a tip. Cabbies, porters, room steward, casino, ports, excursions always require extra cash. Sometimes entertainers, bartenders, pool deck attendant (admittedly, this was a first last cruise but he was outstanding). Cash is readily available, and while it made not be carried around every night, it's always there. I can't imagine taking a cashless cruise to be honest.