Question For Canadians Who Have Bought OBC

[Janie001]

I called RCI this morning to buy some on board credit for our upcoming cruise and was surprised to hear that $450 OBC would cost me approximately $495 Canadian. As our dollar is currently above par I would have expected to only pay a conversion fee of 2-3%.

 

When questioning how often the conversion rates are updated I was told that my conversion rate is locked in from the date the cruise was initially purchased (when our dollar was below par). Apparently I am locked in at $1.10 Cdn to purchase $1.00 US.

 

Also as a matter of interest, I asked if I would be able to purchase the OBC on my American credit card and I was told no because the initial purchase was in Canadian funds.

 

Has anyone else experienced this issue?

[LeeGrant]

Just take USD with you - must be a better option?

[Bazoo]

Same thing happened to me so I just overpaid the credit card the obc will be paid with. Stinkers.

[Janie001]

Just take USD with you - must be a better option?

 

It is just a personal preference to pay for things in advance where possible, however, I will probably end up doing just that to avoid the premium charge.

[Janie001]

Same thing happened to me so I just overpaid the credit card the obc will be paid with. Stinkers.

 

You got that right. At least it isn't just me - I was having an "I can't believe what I am hearing" moment.