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Have you asked your existing insurer?

They may be prepared to extend in return for an extra premium.

 

Or ask a friend or relative - or even a professional house-sitter - to spend a night there. Just one night is normally sufficient to start the clock rolling again from day one. So with, say, a 40 day proviso, someone staying on the 40th night will keep you fully covered for up to 80 days.

 

If you exceed the maximum un-occupied term, your cover ceases but only for certain eventualities - almost-certainly burglary, probably flooding, perhaps fire. You need to check your own policy for which eventualities will cease to be covered.

 

Different insurers have different maximum terms but a change of insurer is unlikely to give you 60 days as standard cover - and even if it did, that cost & hassle shouldn't be necessary.

 

JB :)

Edited by John Bull
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