BillieB Posted January 16, 2014 #1 Share Posted January 16, 2014 Please can anyone help. My husband has had bowl cancer which spread to his left lung, both the bowel and part of his lung has been removed, in July 2012 and his lung February 2013, and he has been discharged from the hospital 12 months ago for both conditions In 1986 and 1996 he suffered a heart attack and had a coronary stent inserted, he is on medication and controlled. In the past we have never had any problems with medical screening and although paid extra for the travel insurance we have managed both European and US and Canada on all three of the Queens. We are now struggling to secure any form of travel insurance, and we would like to travel to the US and Canada on the QM2 in Septemeber this year. The Insurance companies we have tried and believe me we have tried many, at least 20 have turned him down each time. He is fit, no longer needs to visit any hospital, see specialist and isn't terminal. Staysure offered us single trip for £3000, which is nearly as much as one fare. So if there's anyone out there who has had or has a similar condition and has medical travel insurance, I would love to hear from you. Link to comment Share on other sites More sharing options...
Cruachan Posted January 16, 2014 #2 Share Posted January 16, 2014 Please can anyone help. My husband has had bowl cancer which spread to his left lung, both the bowel and part of his lung has been removed, in July 2012 and his lung February 2013, and he has been discharged from the hospital 12 months ago for both conditions In 1986 and 1996 he suffered a heart attack and had a coronary stent inserted, he is on medication and controlled. In the past we have never had any problems with medical screening and although paid extra for the travel insurance we have managed both European and US and Canada on all three of the Queens. We are now struggling to secure any form of travel insurance, and we would like to travel to the US and Canada on the QM2 in Septemeber this year. The Insurance companies we have tried and believe me we have tried many, at least 20 have turned him down each time. He is fit, no longer needs to visit any hospital, see specialist and isn't terminal. Staysure offered us single trip for £3000, which is nearly as much as one fare. So if there's anyone out there who has had or has a similar condition and has medical travel insurance, I would love to hear from you. Have you tried Staysure? My wife has significant medical and related mobility problems but they took us on last year. It wasn't cheap (£476.80) for the pair of us, but at least they insured us. J Link to comment Share on other sites More sharing options...
Norfolk Brit Posted January 16, 2014 #3 Share Posted January 16, 2014 Have you tried telephoning a broker? Good luck. Mary:) Link to comment Share on other sites More sharing options...
telboy18 Posted January 16, 2014 #4 Share Posted January 16, 2014 Try Worldwide Insure. I had Kidney failure and then a transplant in 2006 and have used them every year since. Good Luck Link to comment Share on other sites More sharing options...
BillieB Posted January 16, 2014 Author #5 Share Posted January 16, 2014 Thank you for your replies. World wide say they'll insure us next year when he's been clear 2 years, staysure quoted £3000, Single trip, although we may try them again. Yes we have tried a broker. It's very frustrating as you can imagine. Link to comment Share on other sites More sharing options...
Cruachan Posted January 16, 2014 #6 Share Posted January 16, 2014 Thank you for your replies. World wide say they'll insure us next year when he's been clear 2 years, staysure quoted £3000, Single trip, although we may try them again. Yes we have tried a broker. It's very frustrating as you can imagine. Hell's flaming bells. I see your problem. You would be paying nearly as much for the insurance as you are for the cruise. J Link to comment Share on other sites More sharing options...
chester8 Posted January 16, 2014 #7 Share Posted January 16, 2014 Thank you for your replies. World wide say they'll insure us next year when he's been clear 2 years, staysure quoted £3000, Single trip, although we may try them again. Yes we have tried a broker. It's very frustrating as you can imagine. Try Travel Direct,I think you only need to be clear one year with them. Link to comment Share on other sites More sharing options...
BillieB Posted January 16, 2014 Author #8 Share Posted January 16, 2014 Thank you, we'll give travel direct a shot. Link to comment Share on other sites More sharing options...
Cruachan Posted January 16, 2014 #9 Share Posted January 16, 2014 Have you tried telephoning a broker? Good luck. Mary:) Just be careful to steer clear of any called "MartiStan Insurance Brokers (All your travel insurance problems sorted good)" :D:D J Link to comment Share on other sites More sharing options...
Chunky2219 Posted January 17, 2014 #10 Share Posted January 17, 2014 I'm deeply sorry to hear about the medical problems and the associated hassle but glad you are going to get away on a cruise. A couple of years ago we cruised with friends, one of whom had had a big old life experience with cancer and had trouble with insurance. I spoke to our cruise company (a specialist) and they sent me a list of insurers who would cover even people with a terminal diagnosis and oldies up to 95+ years. Unfortunately, forum rules don't allow me to tell you which cruise specialist, but if you can post an E-Mail I'll send you the list. Don't use your normal, everyday mail, I keep a "junkmail" account jsut for that purpose. . Link to comment Share on other sites More sharing options...
2irisheyes Posted January 17, 2014 #11 Share Posted January 17, 2014 Some insurance companies have refused to cover me and some have been extremely expensive. For my last few trips (outside Europe) I have used Able2Travel. In my case they were about half the amount quoted by most other insurers/brokers. It's a bit of a minefield. As I get older and reach certain age milestones it may well become prohibitive. I hate having to keep going through the same list of questions with each different company. I keep a list in front of me when phoning in case I forget anything and can anticipate their next question. Good luck. Link to comment Share on other sites More sharing options...
transatlantic fan Posted January 17, 2014 #12 Share Posted January 17, 2014 http://www.able2travel.com/?UserID=4060&UserCode=125778&gclid=CPSj9dH4hLwCFUzHtAodFWsAHg http://www.allcleartravel.co.uk/cgi-bin/lansaweb?procfun+msdweb01+msdw009+alc+eng Both have worked for me. Link to comment Share on other sites More sharing options...
Ems2 Posted January 17, 2014 #13 Share Posted January 17, 2014 Try Free Spirit and/or Avanti. I know people, with pre-existing medical conditions, that have used both. Link to comment Share on other sites More sharing options...
balf Posted January 17, 2014 #14 Share Posted January 17, 2014 We have tried them all. No company will do any favours on travel insurance. OK if you are fit and young, but many pre conditions are looked at with suspicion. For me, heart valve replacement 13 years ago means US and Caribbean are virtually no go, which limits cruising somewhat, though I am fit and have had no problems since. We have used Saga for the past few years. £1000 PA and rising each year for outside US. Don't know what the situation is with Americans getting ill in UK. Does the NHS send them a bill? David. Link to comment Share on other sites More sharing options...
L & S Posted January 17, 2014 #15 Share Posted January 17, 2014 Try Medici Travel Insurance and Insure and Go.....I have a heart condition and used both these companies. Its worth a try Link to comment Share on other sites More sharing options...
abo Posted January 17, 2014 #16 Share Posted January 17, 2014 Not sure if this company is suitable for US & Canada, but one option for those travelling in Europe you might want to look at is EHICplus. We've used this for an elderly relative with pre-existing (heart) conditions and got a very sensible price. They have a specific cruise travel policy. Do be aware though that this is not full private healthcare insurance - if required, you're treated in European state hospitals (which is why I suspect they might not cover US/Can) and this policy 'wraps' the travel protection around that (transportation to from medical facilities, repatriation, etc. plus the loss and cancellation elements). They obviously keep costs down by relying on state healthcare, but this might be an appropriate compromise for some (as it was for us). Link to comment Share on other sites More sharing options...
2irisheyes Posted January 17, 2014 #17 Share Posted January 17, 2014 balf - I have had heart valve replaced twice plus other probs and have used All Clear and Able2Travel in the last few years. Able2Travel is my latest discovery. Saga didn't want to know or so I thought as their quote was so high. Link to comment Share on other sites More sharing options...
balf Posted January 17, 2014 #18 Share Posted January 17, 2014 balf - I have had heart valve replaced twice plus other probs and have used All Clear and Able2Travel in the last few years. Able2Travel is my latest discovery. Saga didn't want to know or so I thought as their quote was so high. Thanks for the info, I will def try them. Thanks David. Link to comment Share on other sites More sharing options...
ToadOfToadHall Posted January 17, 2014 #19 Share Posted January 17, 2014 You could try LV ( http://www.lv.com ). I know it's not on the same scale, but Mrs Toad has some health problems and I have a couple of things as well, but on our last two cruises they came out by far the cheapest. On our last but one cruise we had to make claim (just a small claim, £150 or so) and they paid out with no problems. So, as I say, not on your scale, but worth a try. Link to comment Share on other sites More sharing options...
balf Posted January 18, 2014 #20 Share Posted January 18, 2014 balf - I have had heart valve replaced twice plus other probs and have used All Clear and Able2Travel in the last few years. Able2Travel is my latest discovery. Saga didn't want to know or so I thought as their quote was so high. Just to say I tried All Clear and the quote looks very good, and includes USA etc which none of the others would talk sense on. Thanks again for the tip. David. Link to comment Share on other sites More sharing options...
2irisheyes Posted January 18, 2014 #21 Share Posted January 18, 2014 balf - have you tried able2travel. Recently they have come out better for me/us. Good that you had some luck with All Clear. Glad that I could help. Link to comment Share on other sites More sharing options...
BillieB Posted January 20, 2014 Author #22 Share Posted January 20, 2014 Thank you all for your responses. Sorry I've not been back before but my wifi has been down. Chunky 2229. You can use my association email 999rma@googlemail.com and many thanks. It really gets u not wanting to tell companies about the cancer, and we can't get thru to the companies that it's no longer there, that's he's been discharged, all gone. He doesn't have to see anyone anymore. Cardiologists, oncologists it's so frustrating. It's about time insurance companies came into the 21st century. Link to comment Share on other sites More sharing options...
BillieB Posted January 20, 2014 Author #23 Share Posted January 20, 2014 thank you all for your help. I have responded once and put an email address on for chunky 2219 but it appears not to have been posted.. I have no problems with chunky contacting me on 999rma@googlemail.com We"ll keep plodding thru the companies Link to comment Share on other sites More sharing options...
Chunky2219 Posted January 23, 2014 #24 Share Posted January 23, 2014 Apologies for the delay, I've not been on line for day or two. I've posted you a long list of UK insurers from my junkmail account. Good luck finding something! . Link to comment Share on other sites More sharing options...
Josy1953 Posted January 26, 2014 #25 Share Posted January 26, 2014 We have tried them all. No company will do any favours on travel insurance. OK if you are fit and young, but many pre conditions are looked at with suspicion. For me, heart valve replacement 13 years ago means US and Caribbean are virtually no go, which limits cruising somewhat, though I am fit and have had no problems since. We have used Saga for the past few years. £1000 PA and rising each year for outside US. Don't know what the situation is with Americans getting ill in UK. Does the NHS send them a bill? David. My husband had a heart valve replacement 11 years ago and for the last 9 year we have insured with Insure and Go with only a very small icrease in cost each time regardless of where we have cruised. Link to comment Share on other sites More sharing options...
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