Different Currencies during Travel

[WanderlustJourney]

Just curious, did you end up using most of your cash? We are bringing cash to tip the tour drivers and guides and that alone is around €240, so I wonder how much to bring for a snack or souvenir?

 

I did quite a few of the stops on my cruise on my own, so for me it was local bus fares, small entrance fees, etc. I did spend my euros during my cruise and when I got back into Rome is when I used an ATM to get more out, but during the cruise I spent probably only €200 in actual cash, rest was credit card purchases. Also keep in mind that I’m one person when I travel, some will probably need to double the budget based on more people in their travel group.

[xitappers2bx]

Just wondering have others have done this...will be on a cruise which will travel to countries with 3 difference currencies, not sure if I should take a bit of each from home in the U.S. or withdraw as needed when there, or just place things on CC. Any opinions?

 

I would say it more depends on what you're doing. I like to have currency, you can use paper money to negotiate prices if you're in a market that you just can't do with a credit card. I find it cheaper to get currency from my bank ahead of time, but turns out you only save a few dollars compared to using an ATM. I would avoid the currency exchanges in airports and the ones you see around, that would cost you more.