When should I purchase travel insurance?

[yvrbos]

Hi, I booked my cruise a month ago, so the pre-existing condition coverage has been passed. So I am wondering if I should wait until closer to the cruise to book. What are the benefits of booking now? If I cancelled the cruise, I would rather not be out of pocket a few hundred dollars. 

 

Any thoughts?

 

Thanks all!

[Babr]

IsureMyTrip answered question in a special forum here. In one response, the representative said they have plans that include not only pre-existing conditions but also Cancel for Any Reason at final payment. Give them a call and let them explain what is available. There are probably  some limitations in this time of coronavirus.