Question about stockholder benefits

[iluvthe-c]

Is the Shareholder OBC showing up on the Amenity Invoice as TGXXX?  (TG100 for a 7 night cruise, TG250 for a 15 night cruise.)

My statement has that listed but I am not sure if that OBC was from a promo at the time of the booking.

[thedarklord]

Our $250 credit is showing as 2 x TG125 (half for each person in the cabin for some reason), so yes, that TGxxx will be your shareholder benefit.

[cruiseny4life]

On 6/13/2022 at 2:49 PM, cruiseny4life said:

If the stock goes under $10/share I may purchase...just want to buy as low as it'll go

Quoting myself like the egomaniac I am! 

 

Now that the price is almost under $10 I don't know if I should purchase. Are we going back to March 2020 prices of $7 and change? Definitely want to buy at the bottom...whenever that may be!

[SpacemanSpiff]

Right now, I think the biggest shareholder benefit might be to get a tax writeoff when you sell the shares. 🤔

[KKB]

It says OBC  is per cabin.

Both DH & my name r on the shares.

We r sailing w/ our YA kids next summer.

We had to book he in 1 cabin & I in another to get casino rate 4 both.

Will we get OBC for each cabin?

[jkrislc]

10 hours ago, KKB said:

It says OBC  is per cabin.

Both DH & my name r on the shares.

We r sailing w/ our YA kids next summer.

We had to book he in 1 cabin & I in another to get casino rate 4 both.

Will we get OBC for each cabin?

You might be able to provided that you hold 200 shares of stock.

[cruzn4abruzn]

how do i buy NCL stock?  I have no clue about stock stuff at all!!! 😞 

[KKB]

3 hours ago, cruzn4abruzn said:

how do i buy NCL stock?  I have no clue about stock stuff at all!!! 😞 

E*Trade. Easy-peasy 

[CrazyTrain2]

4 hours ago, cruzn4abruzn said:

how do i buy NCL stock?  I have no clue about stock stuff at all!!! 😞 

If this is your first stock purchase, I would avoid NCLH.  I would hate to leave that taste in your mouth.  The onboard credit is only worth while if you cruise often and often with NCLH.  If you own stocks, it will likely increase the cost of doing your annual taxes that could offset any OBC from NCL.

[n4w]

5 hours ago, cruzn4abruzn said:

how do i buy NCL stock?  I have no clue about stock stuff at all!!! 😞 

If you buy 100 shares of NCL stock for the shareholder benefit, it will not increase your annual taxes, it will only affect your taxes when you sell your shares at a profit.

The onboard credit is more than worthwhile if you sell you shares at equal to or more than you purchased them for, even if you use the benefit once.  It becomes even more worthwhile if you use the benefit multiple times.

Owning 100 shares of NCLH will not increase your annual taxes that would offset OBC received from NCL.  If your taxes increase so much to outweigh the shareholder OBC received, sounds like you made a huge profit in stock value, congratulations.  No one ever got poor from paying taxes.

Your risk is the loss in value of the stock, same as any other stock.

Your gain is the increase in value of the stock, same as any other stock, plus the shareholder benefit you are able to use.

If this is your first stock, weigh your risks and rewards.  The shareholder benefit on top of the current share price leaves a lot of potential.

Edited June 17, 2022 by n4w

[cruzn4abruzn]

wow!  this is all such incredible advice.  ok, so, this will be my 2nd cruise next weekend for this year but I have another booked for this year and another next year.  the plan is to do about 3 cruises a year.  i dont plan on jumping out so quick because the plan is to use it for the OBC which is likely to be $300 a year.  yes, it will take me almost 4 years to get my money back but wouldnt that be worth it?  

 

now, are there fees to buy stock or hold a stock?  because that will offset my OBC making the value less if you know what I mean.  

 

yes, this will be my very, very first stock purchase.

[n4w]

31 minutes ago, cruzn4abruzn said:

wow!  this is all such incredible advice.  ok, so, this will be my 2nd cruise next weekend for this year but I have another booked for this year and another next year.  the plan is to do about 3 cruises a year.  i dont plan on jumping out so quick because the plan is to use it for the OBC which is likely to be $300 a year.  yes, it will take me almost 4 years to get my money back but wouldnt that be worth it?  

 

now, are there fees to buy stock or hold a stock?  because that will offset my OBC making the value less if you know what I mean.  

 

yes, this will be my very, very first stock purchase.

Buying stock is not lost money, you own the stock, you don't have to make it up.  When you buy a house, you don't have to own it for so many years to "get your money back."  If you don't want it anymore, you sell it back.  You own it, it's yours, it's not gone.  The share price may be up or down, but you still have it.

Using your example, 3 cruises for 4 years = $1200 OBC.  If you are done and the stock price is exactly the same, you've doubled your value ($1200 OBC used and $1200 stock in hand).  I hope that in 4 years, NCL will be doing better than they are now.  If their share price goes from 12 to 24, you have triple value.

 

I bought years ago at a much higher price per share.  I've lost a lot, but only on paper; I still have my shares and hopefully, one day it will all come back.  Meanwhile, I use the benefit every time I cruise (making up for paper losses). If I did not have any now, and planned on cruising 3 times a year for the foreseeable future, I see a lot of potential value.  It all depends on your outlook on NCL's future.

 

Your cost to own stock is a single transaction fee that is less than $10 through any of the many online brokerages.

Edited June 17, 2022 by n4w

[CrazyTrain2]

9 minutes ago, cruzn4abruzn said:

wow!  this is all such incredible advice.  ok, so, this will be my 2nd cruise next weekend for this year but I have another booked for this year and another next year.  the plan is to do about 3 cruises a year.  i dont plan on jumping out so quick because the plan is to use it for the OBC which is likely to be $300 a year.  yes, it will take me almost 4 years to get my money back but wouldnt that be worth it?  

 

now, are there fees to buy stock or hold a stock?  because that will offset my OBC making the value less if you know what I mean.  

 

yes, this will be my very, very first stock purchase.

It's not the worst benefit in the world and it could work out for you.  These "shareholder benefit" programs used to be more popular.  Just go in with eyes open and understand your emotional experience with owning NCLH will not be the typical stock ownership experience.  There is logic to owning stock and there is emotion of owning stock.  If the OBC benefit is the nudge that gets you into the stock market and stock ownership , then that alone is worth it.

 

I've always encouraged stock ownership as a valued pathway to prosperity.  I've also said you should lose money on your first stock purchase so you can begin to gauge your emotions around money.  Better to learn on a $1000 investment than a $1 Million investment.  Believe me, after 40 years of stock I've learned a lot - losses happen, it's how you feel about it and your ability to get back up.

 

 

[cruzn4abruzn]

31 minutes ago, CrazyTrain2 said:

It's not the worst benefit in the world and it could work out for you.  These "shareholder benefit" programs used to be more popular.  Just go in with eyes open and understand your emotional experience with owning NCLH will not be the typical stock ownership experience.  There is logic to owning stock and there is emotion of owning stock.  If the OBC benefit is the nudge that gets you into the stock market and stock ownership , then that alone is worth it.

 

I've always encouraged stock ownership as a valued pathway to prosperity.  I've also said you should lose money on your first stock purchase so you can begin to gauge your emotions around money.  Better to learn on a $1000 investment than a $1 Million investment.  Believe me, after 40 years of stock I've learned a lot - losses happen, it's how you feel about it and your ability to get back up.

 

 

 

Here's what might be a silly question.  If I'm buying a 100 shares at $11 and it sinks to $7 a share and I have zero plans to sell, I'll always get the $100 on board credit right? I know ncl can fluctuate and go down to $7 people talked about it last year. However, as long as I remain in the long run I will always own 100 shares always giving me the $100 on board credit right?

[n4w]

5 minutes ago, cruzn4abruzn said:

 

Here's what might be a silly question.  If I'm buying a 100 shares at $11 and it sinks to $7 a share and I have zero plans to sell, I'll always get the $100 on board credit right? I know ncl can fluctuate and go down to $7 people talked about it last year. However, as long as I remain in the long run I will always own 100 shares always giving me the $100 on board credit right?

YES!

$250 Onboard Credit per Stateroom on Sailings of 15 Days or More.

$100 Onboard Credit per Stateroom on Sailings of 7 to 14 Days.

$50 Onboard Credit per Stateroom on Sailings of 6 Days or Less.

 

The only time "get my money back" via OBC applies is if the stock becomes worthless or you sold for a loss.  Then you can add up how much OBC you've used to tally up the final score.

Edited June 17, 2022 by n4w

[cruzn4abruzn]

2 minutes ago, n4w said:

YES!

 

Ok so believe it or not I just actually started an e*trade account.  What is the deadline of purchase to get on board credit? My cruise is next weekend.  I haven't purchased just yet. Also who do I call or email with the purchase info?

Edited June 17, 2022 by cruzn4abruzn

[cruiseny4life]

1 minute ago, cruzn4abruzn said:

 

Ok so believe it or not I just actually started an e*trade account.  What is the deadline of purchase to get on board credit? My cruise is next weekend.  I haven't purchased just yet. Also who do I call or email with the purchase info?

I think you're out of luck. Pretty sure the deadline is 15 days before your cruise departs.

[n4w]

2 minutes ago, cruiseny4life said:

I think you're out of luck. Pretty sure the deadline is 15 days before your cruise departs.

Correct.

To redeem this special offer, simply complete the attached Shareholder Benefit Request Form and mail or email (with accompanying documentation) request at least 15 days prior to sailing

 

https://d1io3yog0oux5.cloudfront.net/nclhltd/files/documents/Shareholder+Benefit+Offer.pdf

[n4w]

11 minutes ago, cruzn4abruzn said:

 

Ok so believe it or not I just actually started an e*trade account.  What is the deadline of purchase to get on board credit? My cruise is next weekend.  I haven't purchased just yet. Also who do I call or email with the purchase info?

So....you're in this far, and you plan on doing it anyway.

There is enough time for them to apply it to your account (experience and recent posts say within 48 hours to 5 business days).  And if you don't get it, your only loss (gain) is that the share price may go a little lower (or higher).

You might get it, if you don't you already know you missed the deadline.

Edited June 17, 2022 by n4w

[n4w]

15 minutes ago, cruzn4abruzn said:

 

who do I call or email with the purchase info?

 

https://d1io3yog0oux5.cloudfront.net/nclhltd/files/documents/Shareholder+Benefit+Request+Form.pdf

 

Submit your statement with this form.  Account number must be blacked out before submitting. If your statement has multiple pages, send enough pages to show your name and the 100 NCLH shares.

Edited June 17, 2022 by n4w

[n4w]

28 minutes ago, cruzn4abruzn said:

 

I know ncl can fluctuate and go down to $7 people talked about it last year. 

It can go down to $0.00.

[cruzn4abruzn]

35 minutes ago, n4w said:

It can go down to $0.00.

 

of course, that's a given.  however, if it does, that means i lost everything and there is nothing?  how does that work then?

[KKB]

39 minutes ago, n4w said:

It can go down to $0.00.

Possible? Yes

Probable? No

Therefore, more than likely u will always get the OBC benefit

[n4w]

8 minutes ago, cruzn4abruzn said:

 

of course, that's a given.  however, if it does, that means i lost everything and there is nothing?  how does that work then?

Then you have nothing except the memories.  Hopefully you had a good ride while it lasted.  On the other hand, if it rebounds like most stocks will, it's all gravy.

Edited June 17, 2022 by n4w

[cruzn4abruzn]

33 minutes ago, n4w said:

Then you have nothing except the memories.  Hopefully you had a good ride while it lasted.  On the other hand, if it rebounds like most stocks will, it's all gravy.

 

LOL  Not knowing anything about stocks, there is one thing I do know, if a company's stock tanks to 0.00, the company will not exist anymore.  is that correct?  and if that is correct, I do not EVER foresee NCL going to 0.00.  At least not in the next few years as more and more people begin to enjoy cruising.  I began cruising in 2003 and there is such as huge difference in cruising now and so many more people go, its gotten to be an extremely popular way of vacation, especially for families.  But I digress...

 

anything is possible.

 

That being said, perhaps i was rushing into this a bit and finding that i more than probable will be too late for the OBC for this upcoming cruise, perhaps I should pull in the reigns and hold the horses and think about things.

 

However, I am thrilled that I opened the E*trade account because I feel like if I am going to gamble money away, I rather it be in the market than in some machine in AC or Vegas or well, a cruiseship.

 

So, thank you all for the abundance of information and getting me off to a better start in life even if i am a little bit older to get into it, better late than never.

 

THANK YOU!!!!!

 

from the bottom of my heart...