Knicks1130 Posted February 19, 2023 #1 Share Posted February 19, 2023 I am looking at setting up a $5k line of credit with NCL CAS.... How does the approval process work? Do I need to have a checking account with at least $5k balance? Will I get it approved if my average balance is less? I have plenty of cash but don't keep it in my daily checking account. I know they run your credit too, I don't have any other debt (other than my mortgage) Link to comment Share on other sites More sharing options...
chloemonkey Posted May 9, 2023 #2 Share Posted May 9, 2023 I have routinely asked for and received $20,000 to $30,000 credit lines while applying with CAS....and did not necessarily have that amount in my checking account at the time. I think it has more to do with your bank's recommendation as they DID contact my back each time......and also I did have the amount of my approved credit line in my checking account come cruise time....as I had been told that they do recheck and that it matters that you can write the check at the end of the trip for the total amount of your credit line.... Link to comment Share on other sites More sharing options...
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