RCI Insurance

[hpjmom]

Okay, I've read MANY posts about purchasing insurance from someone other than RCI. I have read Cruisecare's policy & I don't see anything that it doesn't cover. My DH & I have no pre-existing conditions. We are travelling in Sept. The policy covers delays caused by "inclement weather", including any reimbursements & additional expenses incurred catching up to the cruise. The only thing I can find is instead of a cash refund for cancelling anytime (which only some of the other companies give), it gives 75% of the non-refundable pre-paid vacation costs in cruise credits. What am I missing? It's cheaper than most of the insuremytrip companies.

 

This is my first cruise & I don't want to make a mistake!

[cb at sea]

The downside from purchasing insurance from the company you are traveling with is this: Should the company go bankrupt and out of business, you can bet their insurance will be no good! (I don't foresee that happening, tho!) Other than that, Cruisecare should suffice.

[Trainman-2]

Can you provide a link to the policy conditions please?

 

My wife and I have so many pre-existing conditions that it is not funny...

[hpjmom]

Here's the link to RCI. Click on "CruiseCare" & it will open an Adobe file with all the info. on the program. If this link doesn't get added, you can do a site search for "CruiseCare" on the royal caribbean site & you should get a page where you can open the file.

 

http://www.royalcaribbean.com/customersupport/faq/details.do;jsessionid=0000YC48SFMWFj6VwMDPHAHRMGV:10kohi76p?pagename=frequently_asked_questions&pnav=5&snav=2&faqId=229&faqSubjectId=323&faqSubjectName=After+You+Purchase&faqType=faq

[hpjmom]

Thanks, cb! That's what I thought, but being new, I didn't know if I was missing something!