LynnSD Posted May 29, 2008 Author #26 Share Posted May 29, 2008 Dave - That's really helpful. I do have the Costco AMEX card so it sounds like that is the one to use. Thanks! Link to comment Share on other sites More sharing options...
merryecho Posted May 29, 2008 #27 Share Posted May 29, 2008 Hondorner- you made my day. We have that account with Schwab, but never had a debit card on it (we are so old fashioned we don't even have a debit card). Will call today and ask them to issue one. Link to comment Share on other sites More sharing options...
lcand1923 Posted May 29, 2008 #28 Share Posted May 29, 2008 Just want to remind everyone to call the Credit Card issuer about their current Foreign Transaction Fee schedule. I have an AMEX that will charge 3% per their Customer Service people. When this discussion came up several years ago, someone reported that AMEX never charges a fee. SOOOOO - not all AMEX cards are equal. I'm certain that the same holds true with other Credit Card companies. (I haven't been charged a Foreign Transaction Fee on my Chase Credit Card, eventhough their Customer Service People, the Conde Nast article and quite a few posters said I would be. I used the card for a Final Payment because it had the highest credit limit.) Link to comment Share on other sites More sharing options...
hondorner Posted May 29, 2008 #29 Share Posted May 29, 2008 ...(we are so old fashioned we don't even have a debit card).... Betsy is still getting used to the idea of a debit card, also. It's all I use for everyday transactions. If I don't have the money in the bank, I don't spend it. Fortunately, we got used to the idea of having a fairly high checking balance years ago, when I couldn't be bothered to record the checks I wrote, and the only defense was to have enough in the bank to cover my impulses. ;) The only thing I miss out on is the rewards benefit -- if I used a credit card instead of the debit card, I could probably get some nice rewards. But, I'm to the point that I carry very little cash -- and when I do need cash, I just make a small purchase at the supermarket or home supply store, pay with the debit card, and get cash back whenever I need it -- up to $100 -- with no fees -- no matter where I am. I can remember the days when we had a second home in the mountains, and I had to maintain a checking account up there just so I could occasionally get some cash when I needed it. Today, with national banks an debit cards, things are a lot easier. Link to comment Share on other sites More sharing options...
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