coconutball4u Posted February 23, 2009 #1 Share Posted February 23, 2009 When insuring your trip how much do you insure for? I am looking to purchase the protection for my 9/13 trip with the add-on of cancel for any reason. When trying to determine the cost I was wondering should I do the whole cost of the cruise or only 50% since I'd get 50% back if I cancel with 8 or more days. Link to comment Share on other sites More sharing options...
Kurbanfan Posted February 23, 2009 #2 Share Posted February 23, 2009 Total price of the cruise........ Link to comment Share on other sites More sharing options...
VOLLEYBALLDUDE2000 Posted February 23, 2009 #3 Share Posted February 23, 2009 When insuring your trip how much do you insure for? I am looking to purchase the protection for my 9/13 trip with the add-on of cancel for any reason. When trying to determine the cost I was wondering should I do the whole cost of the cruise or only 50% since I'd get 50% back if I cancel with 8 or more days. Who told you you'll get 50% back with 8 days left. Better recheck that. I would go for full cruise fare Link to comment Share on other sites More sharing options...
Nanatravel Posted February 23, 2009 #4 Share Posted February 23, 2009 Our rule of thumb is any amount that would not be refundable: air, pre-cruise hotel, cruise, etc. Since most insurance costs are per $500 increments, if your per person cruise is $800 purchase $1000 worth of coverage. If it's $1100, I would still purchase $1000 and eat any loss. I agree, within 8 days of a cruise you are in total penalty 100%. If you fear a loss of job or cancellation of vacation time due to your job, add on the Cancel for work or any reason clause. You can't put a price on peace of mind. Try insuremytrip.com for cost and coverage comparisons. Bon Voyage Nanatravel Link to comment Share on other sites More sharing options...
Ken076 Posted February 24, 2009 #5 Share Posted February 24, 2009 Insure for all the otherwise non-refundable costs of your Cruise. The "Cancel for any reason" coverage will generally cost you an added 50% premium and generally refund only 75% (not 100%); there are also policies that include (or have option for) "Cancel for Business Reasons". If you have children there are policies that insure a child for free for each insured adult. Within 8 days of any cruise your penalty is 100%. ken Link to comment Share on other sites More sharing options...
coconutball4u Posted February 24, 2009 Author #6 Share Posted February 24, 2009 I got the 50% from the Carnival website. Maybe I am reading the chart incorrectly? This what I saw... 6, 7 and 8 day cruises Up to 76 days None (except for Early Saver Fares*)75 to 30 days Deposit 29 to 8 days 50% of Total Fare 7 days or less 100% of total fare So I was thinking the odds were low of cancelling a week in so why save the insurance money and insure to 50% but wasn't sure if it worked like that. Link to comment Share on other sites More sharing options...
Recommended Posts
Archived
This topic is now archived and is closed to further replies.