E&B Posted June 16, 2009 #1 Share Posted June 16, 2009 I've never purchased travel insurance before, because most of our trips have been in the summer when the chance of blizzrds is relatively low. However, we're sailing the FOS from Port Canaveral in February and this time I definitely want some! I've looked at insuremytrip.com and it seems that either I'm reading the options incorrectly or I just can't find the coverage I'm looking for. We sail on a Sunday and DH and I were planning on flying down Friday evening just in case there are weather delays. Even so, with the airlines cutting back on flights I do realize that if there were a sever storn we still could miss the ship if we fly on Friday. But, it seems that the travel delay/interuption clauses max out at about $1,750 benefit. This trip for the 4 of us is costing $7000 and I really would like full coverage. Am I reading the policies wrong? Can anyone recommend a company that would have the coverage I'm looking for? Link to comment Share on other sites More sharing options...
FRANKM Posted June 16, 2009 #2 Share Posted June 16, 2009 I think that's $1,750 per person. They take the total trip cost ($7,000) and divide it by the number of travellers (4). You can verify this with the Insuremytrip people. They are very good at anwering questions. Think they might have a live chat function. Link to comment Share on other sites More sharing options...
FRANKM Posted June 16, 2009 #3 Share Posted June 16, 2009 Just checked their website. No live chat. I used it once with a question I had but guess they took it off. Dont see it. A phone call to them will put your mind at ease. Link to comment Share on other sites More sharing options...
cruisinmom1 Posted June 16, 2009 #4 Share Posted June 16, 2009 I go with Travel Guard-if you book the Gold Plan-kids under 18 go free; I did upgrade the medical insurance (wasn't too bad) this way, if you do have an emergency-it's your decision to go back home. You should insure all dollar costs and they do divide by the # of adults over 18. We had one of our bags lost/stolen back into Atlanta and they gave me a check after Delta messed around with their payment. Luckily, both my son and I packed our clean clothes together; so we both got full coverage! Link to comment Share on other sites More sharing options...
fllady Posted June 16, 2009 #5 Share Posted June 16, 2009 i also use Travel Guard. You can call them with any questions you have. They are on the ball! Link to comment Share on other sites More sharing options...
E&B Posted June 16, 2009 Author #6 Share Posted June 16, 2009 Thank you so much! I feel a little brainless after being told the $1750 is my trip divided by 4. I posted before I had my coffee this morning! Link to comment Share on other sites More sharing options...
TBSCruiser Posted June 16, 2009 #7 Share Posted June 16, 2009 Many travel insurances do NOT cover weather related issues, there are many caveats so please read them carefully before you purchase for that reason. Also keep in mind that any time of year can suffer weather delays, from thunderstorms and the such. Link to comment Share on other sites More sharing options...
Hobiecat01 Posted June 16, 2009 #8 Share Posted June 16, 2009 I go with Travel Guard-if you book the Gold Plan-kids under 18 go free; I did upgrade the medical insurance (wasn't too bad) this way, if you do have an emergency-it's your decision to go back home. You should insure all dollar costs and they do divide by the # of adults over 18. I agree with crusinmom1, bug time. Look at the medical insurance upgrade. Most major medical policies do not cover major medical emergencies or evacuation back to a hospital while on a cruise. This can be devistating if you need to be flown back to the US. A friend of ours was evacuated from a ship after a heart attack and the evac alone was over $11,000! Check out Travel Guard. I've used them for 15 years now. They are great. ------------------------ Sea ya! Ron and Lee Canton, Ga RCCL Platinum Member "In wine there is wisdom, in beer there is freedom, in water there is bacteria." – Ben Franklin Previous Cruises Carnival Mardis Gras - 3 Day Bahamas - April 1982 Carnival Destiny - 7 Days Western Carib. - April 1998 Princess Grand Princess - 7 Days Eastern Carib. - April 1999 Princess Sea Princess - 7 Days Western Carib. - March 2000 Princess Grand Princess - 7 Days Western Carib. - March 2001 RCCL Navigator of the Seas - 7 Days Western Carib. - March 2003 RCCL Mariner of the Seas - 7 Days Western Carib. - April 2005 RCCL Freedom of the Seas - 7 Days Western Carib. - 6/18 - 6/25/2006 RCCL Liberty of the Seas - 7 Days Eastern Carib. - 7/19 - 7/26/08 Planned Cruises Something in 2009 - just have not decided yet RCCL Oasis of the Seas - April 17, 2010 The BIG One - Southeast Asia 14 day - 2011 Link to comment Share on other sites More sharing options...
NSBFloridaRetiree Posted June 16, 2009 #9 Share Posted June 16, 2009 I've never purchased travel insurance before, because most of our trips have been in the summer when the chance of blizzrds is relatively low. However, we're sailing the FOS from Port Canaveral in February and this time I definitely want some! I've looked at insuremytrip.com and it seems that either I'm reading the options incorrectly or I just can't find the coverage I'm looking for. We sail on a Sunday and DH and I were planning on flying down Friday evening just in case there are weather delays. Even so, with the airlines cutting back on flights I do realize that if there were a sever storn we still could miss the ship if we fly on Friday. But, it seems that the travel delay/interuption clauses max out at about $1,750 benefit. This trip for the 4 of us is costing $7000 and I really would like full coverage. Am I reading the policies wrong? Can anyone recommend a company that would have the coverage I'm looking for? Call Steve at http://www.tripinsurancestore.com - he has always been very helpful and can set you up with the policy you really need. Link to comment Share on other sites More sharing options...
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