Different from insurance through a 3rd party?
We always get the cruise lines ins but now I'm wondering why people have seperate policies in place.
Does the cruiseline insurance not cover what the medical bills would be?
I mean if the insurance offered they the cruiselines stinks I'd rather refuse that and get a seperate travel plan through a reputable company?
I don't want to be stuck with a 30k helicopter bill for example..I'd just stop cruising if the risks were that great. My hmo certainly won't do spit if I'm on a cruise..