I am so sorry. I am sure this has been asked, but I really don’t know how to search this specific thread so I am asking here. I got the credit card after booking our cruise but did use it to pay for cruise with it. We booked a club balcony room. I have 40,000 plus points. Since I already have a club balcony room, I don’t need an upgrade. So my question is this: Do I get onboard credit with the points or do I just use my NCL credit card to pay for onboard purchases and use the points to pay off the credit card? I think I know the answer, but just wanted to double check my logic.
