unclekinny

5 minutes ago, loman said:

One other thing that changes when you turn 65 is length of time your credit card may offer for travel insurance . It drops to the first  4 days and you need to top it up . 

Yes, we used to have 14 days, but now is only 3 on CIBC Visa I believe. Thanks 

43 minutes ago, gnome12 said:

That’s why I went with TuGo. My post-retirement medical plan has a 9 month stability clause on their travel medical portion, which is pretty useless to me. TuGo allowed me to add a 7 day stability rider to their usual 180 day provision, and I now have coverage for my current trip to Africa, a barge and cycle trip in Europe in the fall, and a trip to the US southwest in the winter, as well as any trips to the US to visit my sister. 

Thanks, I'Il check that out.

1 hour ago, loman said:

I just got a quote from them and they used manulife . 

I thought it was reasonable .

I just discovered if you are over 65 you have to have no changes to your meds within 180 days . It was 90 days up to 65 years of age.

 

Thanks. Very good to know. That's me now at 67!

49 minutes ago, Cthy651 said:

I have check this site myself, rates are low, which sort of gives you an uneasy feeling, but googled reviews and they for the most part are positive.

Cthy651:

I agree there's a wee bit of caution here as well. But I am a Manulife client for financial issues and they have been reliable for the past 10+ years I have been with them.

Thanks!

I did ask this as part of another post, but it might not be noticed:

I am starting to look at Medipac which is the provider used by The Canadian Snowbirds Association. Does anyone have any experience good or bad or otherwise with Medipac?

I appreciate all the help!

Great information all - Thank you!

I am starting to look at Medipac which is the provider used by The Canadian Snowbirds Association. Does anyone have any experience good or bad with these people at Medipac?

I appreciate all the help!

CTLYF:

I'm in Ontario, so yes, I'll contact my GP. Looking at the OHIP site, the records are only available to healthcare professionals apparently.

Thanks,

Ken

Thanks so much! CAA will be on my list to call! Sounds very encouraging! I am not a member, but that can be rectified very easily.

I am finding gathering a complete records to refer to this rather overwhelming. For example even though I have been through a lot of medical treatments, tests and issues since this all began last year, I have no idea how I can obtain a complete record of all this information to relay to a potential insurer. My treatments were from hospital stays, out-patient sessions, the stroke center, etc. How have others tackled all this?

Sorry for this but at 67 yrs., I lived a life where I never got sick and never saw a doctor for at least 25 years, so this is all new to me.

12 minutes ago, YVRteacher said:

I just spoke to my travel agent about this as my dad had a deep brain thalamic bleed a couple years ago. The agent said they are recommending Manulife for people with pre-existing conditions.  
I’m not sure if it’s ok to provide the number, but try 1-877-882-2953

and have prescriptions ready when you call.

Thank you so much! I'll give them a call.

Thanks all. I am starting to realize that the real issue seems to be with those having had a stroke. Even though mine were classified as a mini stroke, it still is hard to find coverage. Geeze there must be 1000's of other Canadians that have had similar strokes. How do they get coverage? There is NO WAY I'd go to the states without coverage!

Folks:

I am looking for suggestions on an annual travel insurance plan.

I am Canadian, 67 years old, I had considerable medical issues in much of 2021after a fall. I had a perforated bladder and shattered shoulder which resulted in emergency surgery. Additionally, I had 2 minor strokes. After out-patient care I was released in late December of 2021. I also had an operation to correct a dupuytren contracture on my hand. Other than all that I have to self-catheter 5 times a day.

As is common with catheter usage, I do get an occasional UTI which is quickly corrected with a short treatment of meds.  I have no other or continuing issues anymore thankfully. I also take blood pressure medication and ASA as a blood thinner.

All this happened right after I retired and I would dearly like to get to the fun part of retirement by travelling again.

I am hoping to find a plan that will cover me considering my medical past. Any help would be greatly appreciated.

GeezerCouple:  Thank you so much!

kokopelli-az 

Excellent link - Thank you!

Many thanks!

I planned on splitting up my supply between mine and my wife's suitcases, just in case. I just needed the assurance that if something did go wrong, I would have access to at least enough to secure some in a port  otherwise I am in an ER.

This whole catheter episode is new to me this year after an accident and this would be my first real trip outside of my home base. All very unnerving indeed.

Sincerely! 

Uncle kinny

I now have to use an intermittent catheter 5 times a day and I am packing an ample supply with me. I will probably be on Princess or Holland America ship. However the Boy Scout in me always has to be prepared for any possibilities. Does anyone know if for whatever reason, I didn't have access to my supply of catheters, does the medical department on the ship carry any onboard?

Thanks.