I agree 100% with @PleasantTime, it was my fault for trusting they would go by the official posted rates at the cruise port. I wish I had never seen the official rates because it would not have led me into a sense of trust. If I had not seen the official rates I would definitely have done exactly what at@PleasantTime suggested. Nonetheless, I found several of the Bajans extremely arrogant and don't ever plan to go back to that island. There's so many other islands in the Caribbean with warm, friendly, welcoming people that it's not worth time going to place with a poor attitude towards tourist. That was just my experience, hopefully it goes better for future visitors.