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mort&fran

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About mort&fran

  • Rank
    Cool Cruiser

About Me

  • Location
    chicago
  • Favorite Cruise Line(s)
    HAL - at the moment
  • Favorite Cruise Destination Or Port of Call
    thus far, have enjoyed them all

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  1. Thank you for that post! Also, note that for the pre-existing condition exclusion to be waived coverage must be purchased within 15 days of making the initial down payment, and every time thereafter that a payment is made for the trip (and not just to the cruise line) the coverage limit must be increased by that amount within 15 days.
  2. Let’s be honest: In almost every instance people only buy insurance when they have to, and then only look at the price. In the case of travel insurance, though, you are looking to be protected from costs beyond what you are prepared to pay in the event of something you had not been expecting. So since it is a voluntary purchase, and since for what it will actually be needed is not known, price is only one consideration. At least as important is what the policy will cover, and how difficult will it be to deal with the company in the event the coverage is needed. In one instance, we
  3. I’m in the boat with pinotlover. (And I also loved that little mouse on Ed Sullivan.) On our next cruise, which is scheduled to stop at 7 ports, there are 2 excursions that qualify for the OBC.
  4. Before I answer your question I want to again state that I know people have had problems with the company from whom I purchase travel insurance. The company is Travel Guard; we hope to cruise again next year, and if we do we will be purchasing travel insurance from them. (Plus, I will review the policy terms before we go, and will keep all receipts and relevant records at least until we have unpacked at home after the cruise.)
  5. I have to agree with Iancal. We, too, never travel out of the US without comprehensive travel insurance (medical, evacuation, missed connection, etc.). We have had to use it a number of times – never for the reason we thought (e.g., heart attack requiring surgery in Argentina, altitude sickness in Tibet, arriving in Spain but our luggage had not yet departed the US, etc.). I had 44 years in the insurance industry before retiring, so I probably pay more attention to policy terms than most people, and I therefore never had a problem getting full coverage - and assistance. People have
  6. Ditto for the one instance (which involved multiple purchases) I recall - I had notified the credit card company where we would be, so I presume that may have a factor in their being able to pounce upon it promptly. If I remember correctly, they merely sent me an email telling me of the charges and that I would not be responsible for them.
  7. My concern is as much for charges that I have not made being posted to one of my credit or debit cards. So, for all of our cards, I let them know what days we will be where.
  8. I unplug all electronics - TVs, computers, printers... Power surges are rare, but they do happen. Also, I sign up for our police department's "Vacation Watch" program
  9. (1) No self-service laundry, and laundry service prices on board were somewhat on the high side. Rinsed some wash-and-wear things in the bathroom sink; they were a bit slow to dry. (2) Most people in our group of 30 did OK in Tibet. One couple did have problems, and I understand that someone in another group was for some reason hospitalized. The hotel had an oxygen room, which a few (very few) of us used in the evening, my wife and I included. My wife also needed oxygen treatment once (done at the hotel for 100 RMB), but that might be my fault. (We had the meds; the instructions we
  10. We returned from Roof of the World (a marvelous, exceptional experience, by the way) a couple weeks ago, having made our own air arrangements. Gave the specifics to Viking and they provided transfers for us for no additional charge. We arrived and departed at about the same times as people who had Viking make the air arrangements for them. Had that not been the case the story might be different.
  11. Has anyone flown United non-stop between Chicago and Beijing, or Chicago and Shanghai? United’s site shows only one meal is provided on these flights even though the flight times are 13 hours plus. Really; only one meal? Thanks!
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