To bring you up to date on my claim .My wife broke her foot before our cruise. the doctor did not want he to go so I notified Vantage on 4/24. The pre cruise was to start on May 13th. I notified Vantage and they told me file a claim with Allianz which I did. On May 15 the I received from Allianz an email saying good news that I would receive further communications regarding payment from Vantage. After asking Vantage when I will get my monies I received on May 24th a statement saying that they owed me nothing due to the Amount of Penalty to claim with Allianz. I sent copies of their policy and heard nothing. Filed an appeal and received from Alliance. They said they could do nothing with the pre cancellation but if I wanted they would give a full refund on the Allianz post departure produce. They will give me $ 216.00 for me and $ 216.00 for my wife. They will not give me a letter saying that is the only monies I got from Allianz. I looks like Allianz never issued a policy, We never got any policy's which I have gotten from other companies. Does any one know how I can get on the list of people who are owed monies. All this happened before bankruptcy was declaimed.