Medicare & Empire Blue Cross insurance

[sugarking]

I have Medicare and Empire Blue Cross. From what I understand Medicare will not cover medical care outside of the US, and blue Cross will not cover anything that Medicare does not cover. Do I need to purchase insurance and if so, can anyone recommend an inexpensive policy that will cover evacuation?

Thank you, in advance!

[punkincc]

IMO you definitely need insurance. You can get it directly through the cruise line or your TA or you can get it on your own.

 

TravelGuard is a company we have used often. For little added cost you can customize the coverage for what is important to you. I would want more evac coverage in Belize than I would in Bermuda. The pre-existing coverage waiver is important to a lot of people. Make sure you understand how it works.

 

Insure My Trip is a good comparison website. I usually call travel guard directly. You can look them up on the Internet.

[Shelli]

I've used squaremouth dot com a few times now to get my insurance. There was an issue the most recent time-- the policy wouldn't go through properly for some reason-- they called me several times to keep me updated. I can't say enough good things about their customer service, and I would highly recommend them because of it. It's so much more than a faceless web site!