Charges in Canadian Funds

[mhda1989]

Hi there,

 

I've seen a few people mention that while they are on the ship they get their charges charged in Canadian dollars and I am just wondering what the advantage is for that as opposed to American? Will the credit card then just exchange it later if I get in in American dollars?

 

Thanks in advance!

[lar888]

We always get our charges in U.S. $.

It is cheaper to have your credit card company convertto Candian $ than RCCL.

We also use a Capital 1 card that does not charge to convert.

[mintjulip123]

We always get our charges in U.S. $.

It is cheaper to have your credit card company convertto Candian $ than RCCL.

We also use a Capital 1 card that does not charge to convert.

Thanks for the info, I will be sailing next week and I wondered which was better.

[SensFan11]

For most folks, it's better to have RCCl charge you in US$. Unfortunately, their system is inconsistent...on my last cruise three weeks ago I was very clear at check in that I wanted my bill in US$, but on disembarkation morning, I woke up to a bill under my door that had automatically been converted to C$. Annoying!

 

RCCL charges 3% for this currency conversion 'service' (above and beyond the exchange rate). Most Canadian credit cards charge 2.5% for currency conversion; or, as mentioned above, some cards (including my Marriott Rewards Visa issued bu Chase) now charge no conversion. Using a US$ credit card, such as those issued by TD, RBC, BMO and others can also save on currency conversion costs.