mhda1989 Posted April 4, 2013 #1 Share Posted April 4, 2013 Hi there, I've seen a few people mention that while they are on the ship they get their charges charged in Canadian dollars and I am just wondering what the advantage is for that as opposed to American? Will the credit card then just exchange it later if I get in in American dollars? Thanks in advance! Link to comment Share on other sites More sharing options...
lar888 Posted April 4, 2013 #2 Share Posted April 4, 2013 We always get our charges in U.S. $. It is cheaper to have your credit card company convertto Candian $ than RCCL. We also use a Capital 1 card that does not charge to convert. Link to comment Share on other sites More sharing options...
mintjulip123 Posted April 4, 2013 #3 Share Posted April 4, 2013 We always get our charges in U.S. $.It is cheaper to have your credit card company convertto Candian $ than RCCL. We also use a Capital 1 card that does not charge to convert. Thanks for the info, I will be sailing next week and I wondered which was better. Link to comment Share on other sites More sharing options...
SensFan11 Posted April 5, 2013 #4 Share Posted April 5, 2013 For most folks, it's better to have RCCl charge you in US$. Unfortunately, their system is inconsistent...on my last cruise three weeks ago I was very clear at check in that I wanted my bill in US$, but on disembarkation morning, I woke up to a bill under my door that had automatically been converted to C$. Annoying! RCCL charges 3% for this currency conversion 'service' (above and beyond the exchange rate). Most Canadian credit cards charge 2.5% for currency conversion; or, as mentioned above, some cards (including my Marriott Rewards Visa issued bu Chase) now charge no conversion. Using a US$ credit card, such as those issued by TD, RBC, BMO and others can also save on currency conversion costs. Link to comment Share on other sites More sharing options...
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