iancal Posted May 26, 2014 #51 Share Posted May 26, 2014 Whenever possible, we avoid dealing with Canadian banks for exchange. We periodically get payments from the US. We gain about 2 percent, sometimes a little more, by having the funds converted to CAD at the US source rather than bringing them into Canada as a US cheque and then paying the exchange-even on custom exchange quotes. Or we just deposit in a US funds account. Link to comment Share on other sites More sharing options...
Kinta Posted May 27, 2014 #52 Share Posted May 27, 2014 [quote name='cruz chic']I wanted to come back and thank you for this tip. I did get this card and have used it and I'm happy with the exchange and not having to pay extra on top. I appreciate this info.[/QUOTE] Pleased to have been able to be helpful! Link to comment Share on other sites More sharing options...
Ottawa traveller Posted May 27, 2014 #53 Share Posted May 27, 2014 [quote name='CowPrincess']Our next two cruises have been booked in Cdn $s because we found the Cdn price advantageous. The "sundry" expenses though (hotels, meals, HSC, other onboard spending, shorex) will be US $, and those add up quickly. For us, we often find the "sundry" expenses to be more money than the cruise price :eek: :D[/QUOTE] You can pre-buy cruise credits online which you can use to cover "sundry" expenses and gratuities. I watch the Canadian dollar and when it seems to be at the top of an upward climb and seems likely to be going lower, I go online and buy sufficient cruise credit to cover those expenses. I also will book HAL shore excursions which I pay for at that time. This has saved me some anxiety and money in the past. I am watching the $ now as I have a two week cruise in October. You will find the location under your booking and Purchase - Indulgences. Leslie Link to comment Share on other sites More sharing options...
solocanadian Posted May 27, 2014 #54 Share Posted May 27, 2014 (edited) No!:)[b][size="5"][color="blue"][/color][/size][/b] Edited May 27, 2014 by solocanadian Link to comment Share on other sites More sharing options...
bobpell Posted May 28, 2014 #55 Share Posted May 28, 2014 I still cringe when we had our dollar fell to 70 cents US Before my cruising time thank goodness!! Link to comment Share on other sites More sharing options...
solocanadian Posted May 28, 2014 #56 Share Posted May 28, 2014 [quote name='cruz chic']I wanted to come back and thank you for this tip. I did get this card and have used it and I'm happy with the exchange and not having to pay extra on top. I appreciate this info.[/QUOTE] [B][SIZE="3"][COLOR="Blue"]I thank you too Kinta. I did not realize this. I have a Sears Master Card but never read the fine print.:)[/COLOR][/SIZE][/B] Link to comment Share on other sites More sharing options...
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