A travel insurance policy good for a whole year?

[LuAnn]

Someone awhile ago mentioned that a company provided this type of coverage...one policy good for all your travels for a year...does anyone know about this and the name of the company? Searched for a tread but couldn't find it! LuAnn

[jcanino]

Someone awhile ago mentioned that a company provided this type of coverage...one policy good for all your travels for a year...does anyone know about this and the name of the company? Searched for a tread but couldn't find it! LuAnn

 

TravelGuard offers a policy called Travel Guard Annual. Here is a description of what it offers...

 

Ideal travel insurance for frequent travelers or business travelers who are always on the go.

Travel Guard’s TravelRite Annual plan offers one year of affordable travel insurance coverage regardless of the number of trips taken (up to a maximum of 90 days each trip).

With our TravelRite Annual plan you’ll receive coverage in the event of trip-related expenses for:

· Emergency medical treatment (Sickness, Accident & Dental)

· Emergency medical transportation· Travel document and credit card protection

· Hotel overbooking

· Rental car collision damage waiver

· Baggage delay

Trip cancellation and interruption coverage is also available as an optional coverage.

Every TravelRite Annual plan also includes extensive Travel Guard services including:

· Travel medical advisories

· Medical referrals

· Emergency message relay

· Emergency cash transfers

· Translation services

· And much more!

This is from the Cost Estimator...

Step 1: Premium Estimator

TravelRite® $261.00

Additional Coverage:

$ 1,000 of Travel Cancellation & Interruption ($99)

 

You can also purchase trip cancellation and interruption insurance on a per trip basis throughout the year (up to $2,500 in coverage per trip). To purchase this coverage, please call our World Service Center at 1-888-826-1300. Please refer to product # 007625.

(Each individual traveler must purchase this policy separately. A $5 service fee is added to each purchase.)

 

 

As you can see, your annual premium does not cover trip cancellation or interuption.

 

[LuAnn]

Joe...I will check this out! Thank you for the info..seems like it might be worth a look based on 2-3 cruises a year? LuAnn

[suznf]

Check out STA Travel dot com, they are a student travel website, but will sell insurance to anyone, they will insure you for up to 13 months, prices are on the website. They use the same insurance company as Seabourn, Princess and Carnival.

 

Also World Nomads dot com is a company out of Austrailia that will insure American travelers for up to 18 months. They are even cheaper than STA and you can file your claim online, or extend your coverage online. Their prices are on their website as well. They are recommended by Lonely Planet.

 

Both of these sites insure activites such as scuba diving and parasailing if that is an issue.

[LuAnn]

Suznf...thank you for the info...will check them out!!! LuAnn

[LuAnn]

Suznf...thank you for the info...will check them out!!! LuAnn