Paying for onboard account by credit card

[C&Jcruiseduo]

When I go to set up my onboard account it asks to choose:

A. I choose to use RC currency conversion program

Or

B. I choose to have my credit card issuer convert my charges to the currency of my card.

 

We have a Canadian card, which one should I pick? Will one likely cost more in the conversion process?

[UKWLDCruise]

Your credit card provider will normally offer a superior rate.

[C&Jcruiseduo]

Your credit card provider will normally offer a superior rate.

 

 

So B?

[Geoff and Stuart]

B but will probably still do the more expensive conversion A. As this happens all the time and once charged Royal will tell you there is nothing they can do once charged....

 

Sent from my SM-G935F using Forums mobile app

[Clarea]

So B?

Yes. It's also a good idea to confirm this choice with Guest Services around midway through the cruise. It's not unusual for them to make a "mistake" and change to doing the conversion on the ship. Another "mistake" that virtually always ends up in the company's favor.

Edited January 30, 2018 by Host Clarea

[C&Jcruiseduo]

B but will probably still do the more expensive conversion A. As this happens all the time and once charged Royal will tell you there is nothing they can do once charged....

 

Sent from my SM-G935F using Forums mobile app

 

Ok thank you!

[C&Jcruiseduo]

Yes. It's also a good idea tio confirm this choice with Guest Services around midway through the cruise. It's not unusual for them to make a "mistake" and change to doing the conversion on the ship. Another "mistake" that virtually always ends up in the company's favor.

 

 

Thank you, I will do that.

[AAA75]

Some cards have a no foreign exchange fee, check all your cards. I use mine on travel as no fee to use in other countries. The fee is between 3-7% of cost of transactions.

[C&Jcruiseduo]

Some cards have a no foreign exchange fee, check all your cards. I use mine on travel as no fee to use in other countries. The fee is between 3-7% of cost of transactions.

 

Oh!.....just checked, mine charges 2.5% :rolleyes:

[Clarea]

Oh!.....just checked, mine charges 2.5% :rolleyes:

Check around, there are cards with no foreign transaction fees. We use Capital One, but I don't know if that is available in Canada.

[Kesali]

On the weekend I remembered we have a US funds CC we rarely use. It's just for trips. Because so far I have been billed in Canadian funds, I didn't think about it.

 

Once we are on the Allure everything will be in US funds, correct? So if I give them the US funds CC when I do the online check-in, anything charged to our sea pass cards will be billed in US funds with no conversion necessary, correct?

[Clarea]

...

Once we are on the Allure everything will be in US funds, correct? So if I give them the US funds CC when I do the online check-in, anything charged to our sea pass cards will be billed in US funds with no conversion necessary, correct?

Correct.

[Kesali]

Thanks!

[Clarea]

Thanks!

You're welcome.