Insurance through Credit Card

[SRF]

On 11/15/2018 at 10:11 AM, Hlitner said:

Completely agree :).  When I said "minimum" it truly meant minimum.  Our own policy provides $500,000 of evacuation.  When DW was recently evacuated from Japan to the USA, we were able to do it with commercial business class (lay flat seat).  The cost of her ticket was approximately $10,000 (cost of a last minute Bus Class booking on a near full flight and this did not include an special handling or a nurse.  If the airline (Delta) had refused her passage (this often happens with medical emergency cases) the cost of a Medical aircraft from Japan would have been in excess of $50,000!  

 

We still shake our heads when we meet cruisers who only care about a few thousand dollars of cancellation insurance and have no concern about medical.  Folks will tell us that they have no medical problems and feel its worth the risk.  DW was evacuated as the result of a freak injury that happened on a beach!  On our most recent cruise a relatively young lady had to be evacuated from the ship because she simply slipped on the steps (and fractured vertebrae in her neck and upper back).  

 

Hank

 

Ok, just checking. 😄

 

Yeap, slips, trips, falls are the leading cause of lost time injuries.  And a simple slip or trip can cause major injuries.

 

Not to mention all the other things that can go wrong.