justhavingfun Posted February 18, 2022 #1 Share Posted February 18, 2022 Hello Steve, I have used your company quite a bit, also have spoken to you on a few occasions. You and your company are the best. my question is the wife and I live in Arkansas, our grandkids age 12 and 13 live in Florida, normally when we cruise, I buy a policy from you and put state of residence as Arkansas for me and the grandkids is it ok to do that or do I need 2 policies one for us listing Arkansas and one for the grandkids listing Florida. I was reading over Q & A and it got me thinking about this. Maybe because they are minors, I am able just to use my state of Arkansas for the policy. I also want to thank you and your workers for being so knowledgeable and willing to take the time and patients to answer our questions. Thank You, it's always a pleasure talking to you and learning from you. Thanks Again Link to comment Share on other sites More sharing options...
Gilford57 Posted March 1, 2022 #2 Share Posted March 1, 2022 I am curious on this one too. Some plans give free coverage to minors traveling with you, but what happens if they live in a different state? Link to comment Share on other sites More sharing options...
iamtrustworthy Posted March 1, 2022 #3 Share Posted March 1, 2022 5 hours ago, Gilford57 said: I am curious on this one too. Some plans give free coverage to minors traveling with you, but what happens if they live in a different state? Hi Gilford57, All the plans that cover children that are family members for free or a lower cost require that all the people listed on the policy need to reside at the same address. Steve Dasseos Link to comment Share on other sites More sharing options...
iamtrustworthy Posted March 1, 2022 #4 Share Posted March 1, 2022 On 2/17/2022 at 7:40 PM, justhavingfun said: Hello Steve, I have used your company quite a bit, also have spoken to you on a few occasions. You and your company are the best. my question is the wife and I live in Arkansas, our grandkids age 12 and 13 live in Florida, normally when we cruise, I buy a policy from you and put state of residence as Arkansas for me and the grandkids is it ok to do that or do I need 2 policies one for us listing Arkansas and one for the grandkids listing Florida. I was reading over Q & A and it got me thinking about this. Maybe because they are minors, I am able just to use my state of Arkansas for the policy. I also want to thank you and your workers for being so knowledgeable and willing to take the time and patients to answer our questions. Thank You, it's always a pleasure talking to you and learning from you. Thanks Again Hi justhavingfun, Did I miss a question you asked? If so, what part is the question? Steve Dasseos Link to comment Share on other sites More sharing options...
justhavingfun Posted March 4, 2022 Author #5 Share Posted March 4, 2022 Hello Steve , my question is my home state is Arkansas , but my grandkids live in Florida with there Mother . They are 12 and 13 now .We take them cruising every year .Normally I include them on my policy. But because they live in another state , how do I go about insuring them ? Can I buy a policy for minors only from there home state ( Florida) What do I need to do . Thank You Link to comment Share on other sites More sharing options...
iamtrustworthy Posted March 4, 2022 #6 Share Posted March 4, 2022 18 hours ago, justhavingfun said: Hello Steve , my question is my home state is Arkansas , but my grandkids live in Florida with there Mother . They are 12 and 13 now .We take them cruising every year .Normally I include them on my policy. But because they live in another state , how do I go about insuring them ? Can I buy a policy for minors only from there home state ( Florida) What do I need to do . Thank You Hi justhavingfun, Yes, you may buy a policy for them even though they are minors. If you want to know exactly the right policy to buy for your trip, neither CruiseCritic nor myself want you to put any personally identifiable or private information in a public forum. You may email me at steve@tripinsurancestore.com or call me at 1-888-407-3854 and I will help you. Steve Dasseos Link to comment Share on other sites More sharing options...
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