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buying insurance to cover cruise and brief land stay


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Does comprehensive travel insurance cover a cruise and a brief (2 day) stay pre and post cruise or do I need to buy separate policies? I would prefer a policy that is considered primary and my state side policy secondary.

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On 6/2/2024 at 6:53 AM, delaware32 said:

Does comprehensive travel insurance cover a cruise and a brief (2 day) stay pre and post cruise or do I need to buy separate policies? I would prefer a policy that is considered primary and my state side policy secondary.

Hi delaware32,

 

I'm sorry about the delay answering you - I don't know how I missed your question!

 

You would buy one policy and it covers you from the dates you are scheduled to leave home until the date you are scheduled to return home.

 

As for Primary or Secondary, this refers to the order that your claim is paid with respect to other insurance that covers you. This is a decison you make if you have a claim and are completing the paperwork.

 

I hope this makes sense.

 

Steve Dasseos

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