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Solo wife cruiser, insurance doesn't cover spouse illness


Etta1213
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Am looking at first solo cruise. Insurance bought thru the cruise line would only cover my possible illness, or death of immediate family member. If my husband (age 84) became seriously ilI, i can't use my insurance to apply for reimbursement if i have to cancel. Suggestions?

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Definitely read the small print on this. Even if you have coverage for having to cancel or refund home due to the death or illness of a family member, you may not be covered if they for example are already receiving treatment for certain conditions. 

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