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I have a number of chest related conditions which used to be covered under "pre existing" but not anymore. I have found out over the years that number of medications for a single condition or number of flare ups in a 12 month period can determine cover or not. More recently I went through a lengthy assessment process and was surprised that all pre existing would be covered with a small premium. I forgot to mention one single medication so I rang back and all cover for pre existing was removed as I had "gone over the threshold". My question is that when you are in these realms are there any companies worth trying for a quote. Staysure declined and a multi search online could not find an insurer. I am not that unwell its just the number of issues by the look of it. Any advice would be appreciated. Next cruise is December so heres hoping.

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