AFT_LOVER Posted December 4, 2008 #1 Share Posted December 4, 2008 I just got one this morning via email. It asked what banks I have credit cards with so I answered Citi, B of A, Amex, and then it asked what credit cards I have with each bank: HH Signature Via with Citi, Norweigan Plat Plus MC for B of A & Blue with Amex. They asked if I pay an annual fee, and all were NO. Then it asked if I received a letter in October that one of my cards was being canceled & I said YES. Then which card: Norwegian's. Then it asked if I was given a choice of a new card: NO. Then it asked what card was the replacement: WORLDPOINTS I marked. Then it asked ratings for the original card vs Worldpoints. Then it askied how many time I cruised & with whom in the past year. NCL TWICE. If my cruising will be less this coming year & why. I stated the loss of Compass Rewards from the Norwegian Platinum Plus MC. Then it asked the rewards I wanted: $500-$3000 discount for each cruise for 500-3000 points. Then it asked earning the awards & my answer: from cruise line & from everyday spending with warranty protection of an additional year. Then I marked 5 points per dollar for groceries including warehouse clubs, gas, drugstores, 10 points per $1 for NCL purchases (cruise fare, cruise gifts, excursions). Then I added special promotions each month on cruises or large ticket items. So get ready to receive it & tell them also! I vote for NCL doing this, or B of A is getting Worldpoints organized for our awards with all the calls we are making to them. Link to comment Share on other sites More sharing options...
orangeh3 Posted December 4, 2008 #2 Share Posted December 4, 2008 I just got one this morning via email. It asked what banks I have credit cards with so I answered Citi, B of A, Amex, and then it asked what credit cards I have with each bank: HH Signature Via with Citi, Norweigan Plat Plus MC for B of A & Blue with Amex. They asked if I pay an annual fee, and all were NO. Then it asked if I received a letter in October that one of my cards was being canceled & I said YES. Then which card: Norwegian's. Then it asked if I was given a choice of a new card: NO. Then it asked what card was the replacement: WORLDPOINTS I marked. Then it asked ratings for the original card vs Worldpoints. Then it askied how many time I cruised & with whom in the past year. NCL TWICE. If my cruising will be less this coming year & why. I stated the loss of Compass Rewards from the Norwegian Platinum Plus MC. Then it asked the rewards I wanted: $500-$3000 discount for each cruise for 500-3000 points. Then it asked earning the awards & my answer: from cruise line & from everyday spending with warranty protection of an additional year. Then I marked 5 points per dollar for groceries including warehouse clubs, gas, drugstores, 10 points per $1 for NCL purchases (cruise fare, cruise gifts, excursions). Then I added special promotions each month on cruises or large ticket items. So get ready to receive it & tell them also! I vote for NCL doing this, or B of A is getting Worldpoints organized for our awards with all the calls we are making to them. You do realize this is a phishing scheme and while you were giving them your info, they were screening your pc for all your financial info including passwords and sign ins to financial accounts? :eek: Link to comment Share on other sites More sharing options...
HurricaneSally Posted December 4, 2008 #3 Share Posted December 4, 2008 Unbelievable. You should never answer this type of survey online. Link to comment Share on other sites More sharing options...
watchdiva Posted December 4, 2008 #4 Share Posted December 4, 2008 Wow - I would never, ever answer an e-mail that asked me that kind of questions..... A few weeks ago I receive a "phish" e-mail requesting information (password, etc) that supposedly was from the internet provider. I called them internet provider who confirmed that they would never send an e-mail requesting password information. You cannot be too careful nowadays - this includes clicking on a hyperlink embedded in an e-mail which takes you to a phony website (Bank Amer is a particular favorite for phishers to mimic) where you are asked to verify/enter personal information. Best advice - don't answer e-mail surveys - chances are good that it may be from a phisher! Link to comment Share on other sites More sharing options...
Goldryder Posted December 4, 2008 #5 Share Posted December 4, 2008 I just got one this morning via email. It asked what banks I have credit cards with so I answered Citi, B of A, Amex, and then it asked what credit cards I have with each bank: HH Signature Via with Citi, Norweigan Plat Plus MC for B of A & Blue with Amex. They asked if I pay an annual fee, and all were NO. Then it asked if I received a letter in October that one of my cards was being canceled & I said YES. Then which card: Norwegian's. Then it asked if I was given a choice of a new card: NO. Then it asked what card was the replacement: WORLDPOINTS I marked. Then it asked ratings for the original card vs Worldpoints. Then it askied how many time I cruised & with whom in the past year. NCL TWICE. If my cruising will be less this coming year & why. I stated the loss of Compass Rewards from the Norwegian Platinum Plus MC. Then it asked the rewards I wanted: $500-$3000 discount for each cruise for 500-3000 points. Then it asked earning the awards & my answer: from cruise line & from everyday spending with warranty protection of an additional year. Then I marked 5 points per dollar for groceries including warehouse clubs, gas, drugstores, 10 points per $1 for NCL purchases (cruise fare, cruise gifts, excursions). Then I added special promotions each month on cruises or large ticket items. So get ready to receive it & tell them also! I vote for NCL doing this, or B of A is getting Worldpoints organized for our awards with all the calls we are making to them. One phish born every minute just waiting to be baited & hooked :rolleyes: Link to comment Share on other sites More sharing options...
mrose1120 Posted December 4, 2008 #6 Share Posted December 4, 2008 I'm not saying this is a phishing scheme, but typically a phishing scheme does ask for username/password, or directs you to a fake site. This does sound like it simply asked info and while it may have added spyware, only way to tell is to see what link it redirected the person to. Link to comment Share on other sites More sharing options...
OceanDreaming2 Posted December 4, 2008 #7 Share Posted December 4, 2008 If this was a survey from Synovate, I believe it to be safe to respond. I've been filling out their on-line surveys for quite a while - and I think they originated when booking an NCL cruise. Never, never, give out credit card information, etc. Remain anonymous at all times. Link to comment Share on other sites More sharing options...
terrymtex01 Posted December 4, 2008 #8 Share Posted December 4, 2008 I don't know what it was.. but I would be worried if I were you. I would NEVER give out that kind of information to anyone I did not have a business relationship with already, and I would think twice before I did it then. Link to comment Share on other sites More sharing options...
rednancy1 Posted December 4, 2008 #9 Share Posted December 4, 2008 This is a joke right? :rolleyes: Link to comment Share on other sites More sharing options...
VoyageVirgin Posted December 4, 2008 #10 Share Posted December 4, 2008 I didn't catch where the survey was sent from ?? Either way, not a good thing to reply to nor to post on an open board. Be cyber-safe. :rolleyes: Link to comment Share on other sites More sharing options...
garycarla Posted December 4, 2008 #11 Share Posted December 4, 2008 I have received plenty of bogus emails and think I can identify them. Based on what aftlover said above, I seen nothing of any danger. She did not give out anything that I would consider useful in any kind of scam. No name. No city. No numbers. Am I missing something here? Link to comment Share on other sites More sharing options...
cruise4kicks Posted December 5, 2008 #12 Share Posted December 5, 2008 in our house. (1) We never discuss our finances with anyone over the phone unless we originated the call to a verified institution with which we have an established relationship; and, (2) We never do surveys, online or telephonically. It's too easy to give out information that seems harmless at the time but, when combined with other pieces of information, can cause great harm. Link to comment Share on other sites More sharing options...
garycarla Posted December 5, 2008 #13 Share Posted December 5, 2008 I don't think they really discussed their finances, other than who they have credit cards with. Not exactly private information, but I might have skipped that part. Link to comment Share on other sites More sharing options...
terrymtex01 Posted December 5, 2008 #14 Share Posted December 5, 2008 A coworker told me once that if someone has your full name and address and at least the last four digits of your social security number, they could get your full social security number and all of your credit info. Is that true? Anyone know? Link to comment Share on other sites More sharing options...
Luv4dacruise Posted December 5, 2008 #15 Share Posted December 5, 2008 I don't quite buy it as being legit. Some may say that the info given was not enough to cause any damage, all i gotta say is, are you serious?...... Do you have any idea how little info one needs to fraudulently make a transaction now-a-days?.... If your giving out little tidbits here and there, there are programs, accessible to anyone who has an internet connection (as in no brains needed) to fill in all the blanks. And BINGO, they have you entire identity. Anyone who also thinks there anti-whatever program will solve this, well, i got a bridge to sell you. Microsoft is pretty much shaking in there boots right now as they are pretty much tapped out with what they can do preventative wise. The hackers are simply smarter. Not trying to alarm anybody, but in today's day and age, all i just said is a reality. In the past year i personally have had my identification stolen twice through online transactions, and trust me,i am probably one of the most anal people you will ever meet as far as security goes. Alright, im off my high horse now, its just whenever i hear or read of someone taking this stuff so lightly (not gonna name s/n's) i get a bit upset, cause i used to be the same way because of all the extra measures i take to prevent this stuff from happening. Don't be one of the people that say "i never thought it would happen to me" Link to comment Share on other sites More sharing options...
billfish Posted December 5, 2008 #16 Share Posted December 5, 2008 And what is the upside of filling out the Survey???? It makes no sense to provide this type of information Link to comment Share on other sites More sharing options...
AFT_LOVER Posted December 5, 2008 Author #17 Share Posted December 5, 2008 so I report phishing, scams, etc This was a major market research firm that I work with. I was asked to do the survey. They know my signon and much of it is already filled in my them. As I said I rate it either NCL or B of A about their final credit card coming to us & that our phonecall to both got them waking up on this. Just curious if anyone else got it who are silver & up to be NCL.. I'm not saying this is a phishing scheme, but typically a phishing scheme does ask for username/password, or directs you to a fake site. This does sound like it simply asked info and while it may have added spyware, only way to tell is to see what link it redirected the person to. Link to comment Share on other sites More sharing options...
garycarla Posted December 5, 2008 #18 Share Posted December 5, 2008 People are amazing. There are people that would easily give out their banking id and password. There are people that fall for the Nigerian scam and give away thousands of dollars. There are people on the other end of the spectrum that think answering an online survey will expose them to all kinds of fraud. There are even people that think reading or getting ANY email will let big brother into their house. I met somebody a few years ago that thought the cable company was watching them via a little camera in their cable box, so they no longer have cable. All I can do is laugh. By the way, I answer surveys sent out by hotels, stores, cruiselines and other businesses I frequent quite often. I order items over the internet for home and our business almost daily. I pay 99% of our bills online and have for years. I do check my credit every few months and am "safe". This survey is non damaging based on what the OP posted. Link to comment Share on other sites More sharing options...
VoyageVirgin Posted December 5, 2008 #19 Share Posted December 5, 2008 I agree, some people are amazingly naive. Link to comment Share on other sites More sharing options...
fin Posted December 5, 2008 #20 Share Posted December 5, 2008 And what is the upside of filling out the Survey???? It makes no sense to provide this type of information Good question! Will be curious to see what answers you get. I wrote about the length of time one of their surveys was taking when I discontinued my efforts to complete it. This was because the software did not permit someone to simply skip a question. Link to comment Share on other sites More sharing options...
HurricaneSally Posted December 5, 2008 #21 Share Posted December 5, 2008 so I report phishing, scams, etc This was a major market research firm that I work with. I was asked to do the survey. They know my signon and much of it is already filled in my them. As I said I rate it either NCL or B of A about their final credit card coming to us & that our phonecall to both got them waking up on this. Just curious if anyone else got it who are silver & up to be NCL.. Marketing? I thought you were in law enforcement, like the FBI or something. Link to comment Share on other sites More sharing options...
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