I just booked oasis of the seas, Feb 19-26. Using my senior discount and diamond plus discount for ocean view balcony. Cost is $2,142 which includes taxes and port fees. I always sail B2b.
To achieve pinnacle
2,142 x 100 weeks=$214,200
100weeks=700points
Flights from MDW to mia 300/person
50x 600= $30,000
Hotel. 300x50 = 15,00
Spending money. 1,500/week
$150,000
Tips,Uber, excursions, casino, premium restaurants
Cruise fare. $214,000
Flights. $15,000
Hotel. $30,000
Spending
Money. $150,000
Total. $409,000