Yikes groundloop 😲...thanks for the heads up! I purchased AARP Carnival gift cards to pay for our cruise just prior to COVID. I had no problems, not even during the two cancellations we had. (We are set to sail March 4, 2023.) With that being said, I was going to purchase a another 1 or 2 for spending on the ship! I too, think I will just forgo the small savings to avoid the possible huge headache!! I hope you get it all worked out soon!