I would just like to say - absolutely no one knows anything positively, 100% accurately, for sure what SimplyMORE covers/doesn’t cover except those that came up with the program at Oceania. I can almost guarantee you that even employees of Oceania can’t answer 100% of the questions here. I have seen a lot of different answers with: I believe, I did this or that, etc. but one needs to realize that it all depends on the cruise that these people are referring to. Just because someone can get a better price by changing a booked cruise to SM, doesn’t mean everyone will because not all cruises are affected by it the same way. Oceania hasn’t even upgraded their website yet on so many things; for example, FAQ, and some Terms and Conditions are not up to date. I believe this should have all been looked into before any major changes (i.e., SM) were rolled out. Hopefully, we can all be a little more adult and keep our comments and patience with others’ questions/comments to ourselves. As they say, if you have nothing nice to say, don’t say it at all. Just a thought.