I guess we are doing more on the cheap, we bring $200 to go with the $ 200 OBC for a 6-7 day cruise, and on average come home with $1000 to $800 more than I brought on board. I don't get off the ship because of mobility issues, I have a phobia of having my photo taken, and I don't use wifi at home so why buy it on the ship. Our philosophy is several thrifty vacations instead of one big blow out. But everyone is different and I respect them for their choices as long as they respect mine.