We live in the Tampa Bay area and up until last night (9/27/22), we were in the dead center of the path of the Hurricane Ian. So, a couple of days ago I called Virgin to see what our options were to cancel. We had bought their "Voyage Protection" insurance (really pretty inexpensive comparatively) when we booked directly on their website a couple of months ago and it includes coverage for: "a documented weather condition preventing You from getting to the point of departure for Your Trip"
When we originally spoke with a Virgin Voyages "Crew Member" on the phone, they confirmed that this is a coverage and that if we wanted to take advantage of it, we would need to cancel at least 48 hours before departure and then file with AON Affinity Insurance, who issues the policy. I decided to call AON afterwards to confirm what Virgin Voyages told me. AON did confirm everything. I asked what we would need to submit (which is done online and looks straight forward). They said we would need to submit:
Advisory Proof of the Hurricane (newspaper or other media)
Cancellation Invoice from Virgin
Trip Itinerary
And it would takes about 30 days and we would get 100% of Fare back (less the cost of the insurance). Any cancelled shore excursions or bar tabs would be refunded by Virgin.
So yesterday (72 hours before departure), I called Virgin to either cancel, or see if I could just reschedule the cruise. I explored the cancel option first with the Crew Member, who at first, was confused about the AON coverage allowing us to cancel due to the "documented weather event". I will give him a pass on that because, after considering the options of cancelling and waiting on the refund from AON, what we really wanted to do was take a cruise!
We asked about moving our reservation to the same 5-day Dominican Daze scheduled for November 11th, 2022. The crew member couldn't have been nicer and informative and we made the change, rebooking us and we just needed to pay the difference between the promotional fare we booked for the original cruise and the promotional fare in place for November. It cost us an additional $222 total (regular Sea Terrace cabin), however, it also included their November "Free $300 bar tab" promotion, so we will net a less expensive cruise (as we would have bought the tab)!
We received email confirmation of the change and the app was updated showing the new cruise dates before I hung up. The only thing we had to do was rebook our dinner reservations for the new dates on the app.
So, bottom line, the experience with Virgin Voyages and AON Affinity Insurance could not have been better. It was easy, hassle free and very positive.