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Stockjock

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About Stockjock

  • Rank
    Cool Cruiser

About Me

  • Location
    San Diego, CA USA
  • Interests
    Traveling, good food, nice wine, great company.
  • Favorite Cruise Line(s)
    Is there a bad one?
  • Favorite Cruise Destination Or Port of Call
    Have mostly done the Caribbean.

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  1. Mixed feelings. Sailed on Horizon maybe 4-5 years ago when it sailed under CDF (Croisieres de France) division of Pullmantur. While the ship was tired, we actually had a nice time and enjoyed the food, itinerary and "human sized" footprint of the ship. But yes, it had definitely seen better days. Too bad Pullmantur is apparently not in a position to capitalize on the fact that several other cruise lines are dumping ships. They might have been able to pick up a bargain. I think Carnival is getting rid of at least 8 ships, as I understand it.
  2. I think if there's any reasonable doubts or concerns, disputing the charge is a good idea. And there may be time limits on disputes. AMEX has a "normal" cutoff of 1 year, but they were still able to submit on my behalf. Obviously, we don't want to submit disputes needlessly, but if anyone feels they're getting the runaround or misled, it might not be a bad idea. Disputes can always be cancelled, once resolved.
  3. FWIW, I did just call AMEX and put a dispute on the $398 deposit. While it's entirely possible that everything the MSC agent told me is true and that they complete the refund as promised, the whole situation about checking back on or after July 13th strikes me as kind of sketchy. And coincidentally, that puts me almost exactly at 90 days out, and as you know, usually that cash refund window closes on day 90. In the event that I'm refunded, I'll simply call AMEX, inform them, and close out the dispute.
  4. Just called to cancel my cruise on Preziosa 10-23-20 out of Southhampton. Even though I don't think it showed as cancelled on their list, it was in fact cancelled. I requested a cash refund and told the agent I was on a recorded line. I recorded the conversation on my iPhone, which I recommend just in case they pull a fast one and try to stick you with a future cruise credit when you request cash. The agent said that he could "submit a request", but there were some changes coming July 13th and it couldn't really be processed until after that date. I asked what the changes were and he said, "I'm not really sure, but I do recommend checking back after July 13th". I told him that I'm currently on Day 98 and I only have free cancellation rights until roughly that date. He said, "I think there's a new process and I do recommend checking back. Don't worry, you'll still get your cash back. Just check back after July 13th". I also asked him about next year's cruise, October 2021 out of Southhampton as well, but different ship and different itinerary. I was not wanting to cancel that one but the agent said, "That's the same situation, it also shows as closed in my system". I asked what that meant and made sure he was looking at 2021 and not 2020 in the 2nd instance. He said, "Yes sir, I"m looking at your cruise on Magnifica in 2021. I'm not sure if it's cancelled, if they're changing the itinerary or what. We should have more information after July 13th". In a way, it sounds pretty sketchy, since it only puts me about 2 days from my 90 day window. Tempted to call my credit card company, as I don't think I should have to make multiple calls to cancel a cruise that's already been cancelled and is within the free cancellation windown Anyway, that's all I know. There may be some new information coming out July 13th. We'll see.
  5. I sailed on Horizon when she was sailing under the Pullmantur flag. While we had a nice time, it would take a lot of cash to bring her back to Celebrity standards. I'd be pretty surprised if that occurred.
  6. I have a cruise scheduled in 99 days out of Southhamption and it appears there are some new cancellations and schedule changes as of today. I believe they're cancelling the October cruise 1 week before mine, but not my scheduled cruise, so far. As much as I hate to do it, I think I'll cancel as of tomorrow, due to the 90 day cancellation window which is fast approaching. I think I'll also record the conversation (I'll tell them) just to avoid any misunderstandings. Definitely a bummer, as I'd love to be able to go, but with Covid-19 still raging and being a Type 2 diabetic, which puts me in a higher risk category, the risk definitely outweighs the reward potential. I also have a European cruise booked for fall 2021, so hopefully things will have settled down by then. Here's the information on changes and cancellations. MSC Changes and Cancellations
  7. I have type 2 diabetes, which is well-controlled with diet and medication. However, my understanding is that diabetics are a higher risk group.
  8. I just did a telephone appointment with my doctor. We were talking about Covid-19 and I asked him if he thought I'd be able to go on my cruise later this year. Here's what he said... You can see how it goes, but probably not. The virus should still be around and you don't want this thing. Between a cruise and the flights, there will be a lot of people around and it's probably just too risky. At some point, they'll have a vaccine and that will be a game changer. But until that occurs, we have to be really, really careful. I see a lot of people not taking social distancing seriously and I think they're crazy. They're placing themselves and others at serious risk and they're spreading the virus. I told him that my firm will likely keep me and most of the rest of our employees home "at least" through the end of the year. He said, "I think that's really smart. It doesn't take much for this virus to spread like crazy. I do think there will be a 2nd wave and it could come on pretty fast and be pretty bad. Employees are far safer working from home."
  9. I'll delete this if it's a repost. https://insidethemagic.net/2020/05/200-disney-wonder-crew-test-positive-rwb1/?fbclid=IwAR1ciiDTM8Sg35ePkjS-cGBJoaqrjlbFZKzqSY6mK1hc5lCiKtEx9tV6HpM
  10. My GF and I have a Northern Europe cruise out of London (Southampton) booked for mid-October. Flights are in place and we were going to stay 4 or 5 nights in London pre-cruise. I had asked my GF not to book non-refundable and unfortunately she did, so not sure how that will play out. I'm still guessing it's about 50/50 as to whether we can go or not. I guess time will tell in the coming months.
  11. To my knowledge, so far the biotech team has not revised their predictions. The analyst that I told the story about is not in that field
  12. I'll tell you a funny story about this, and this happened years ago. One of our (then) analysts would consistently have much higher price targets than the competition on many of the companies that he followed. While I don't regularly talk to these analysts, I called him in New York to ask a few questions. One question was why his price targets were typically so much higher than the competition's. His answer... "If you want to know why my targets are higher, I will tell you. It's because I have balls! Our competitors have no balls. They offer conservative price targets and then constantly move them up or down relative to what the stock is doing. I tell you where I feel the stock is actually headed and only revise based on material changes in the numbers and fundamentals." His response cracked me up.
  13. I think it’s highly unlikely that there will be a vaccine that is both available to the general public and approved before the summer. Remember, I didn’t say there won’t be one, I said that the public won’t get it for sometime in all likelihood.
  14. This graph was part of a very comprehensive report written by our biotech research team. When you deal with "a major Wall Street firm", we'll typically have analysts and strategists who are experts in the field that they cover. A lot of the smaller, independent firms will say, "Oh yeah, we have all of that". But typically they don't and respectfully, they're not in the same league, in my view.
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