Thank you for posting this. We have the same dilemma for our cruise in early October. It is fully paid for, excursions added , no air, etc. I did some calculations and think Simply More would be best for us, but I'm concerned about what will happen to the 9 excursions we booked and paid for (4 were the free excursions). The additional cost would pay for the wine we would have with dinner for our 24 day cruise. I'm just waiting to hear from our TA. We also have two more cruises scheduled, but have not made final payment.