I normally get better insurance but this time for this short, cheap 5 day cruise that we will drive to, I opted to get a small medical only policy. It includes $15,000 pp medical and $150,000 evacuation. It also had a small amount of trip interruption and lost luggage.
I guess it is a gamble with such a small amount of medical but I guess we will take the chance. This policy was only $18 that we found thru insuremytrip. The policy is Bershire Hathaway. BTW, my husband is 80 and in great shape.