Thank God your daughter is safe, and she and her friends are rallying together with their pets and helping with sleeping quarters. I can't even imagine how exhausted she is, and on top of it all, the worry of where she will find to live among all of this devastation, while continuing on with her workload. I am so sorry for your daughter, and for you as her parent. ((Hugs))
I wish your brother well, George, with his home. Thank goodness he has insurance.
Yes.. many people can't afford to insure their homes, condos, or apartments.