I asked this on the RCCL but it was suggested I do it here for better knowledge.
We have B2B cruise booked late August from Copenhagen. First is a 7 day and the next a 14 day. When buying insurance, should I buy separate policies for each leg of the trip or one policy covering the 21 days. My thoughts were, if something happened and we couldn't do the first leg and were able to do the second, would that effect the coverage I buy, again, one policy for both trips or one for each leg?
Second part is a question on coverage/price. What we paid for this cruise, almost 2 years ago, and several lift and shifts latter is about 1/3 of what this cruise is going for now. Like we paid about $1500 and now it is about $4500. When putting down the cost of the cruise, am I using the original cost or what it would cost to redo the cruise if we couldn't go?
Some one also suggested an annual policy which does sound intriguing.
Thanks for any help
Cheers
Len