Travel insurance for UK residents

[retiredbrit]

Talking to Americans on our table on Q Victoria, they were somewhat amazed to hear that it is difficult if nor impossible to book a holiday or cruise unless you have a recognised and comprehensive travel insurance. So cruising without insurance is never an option

 

Once you reach 75 years then if you can get insurance the premiums go up it is usually necessary to go to a specialist broker.

 

Also many basic annual travel policy's wont cover for travel to US on the basis medical and repatriation costs are too high. There are of course many that do cover this but we had to shop around. The company we had been insured with for years just changed their regions of cover.

 

Alan

[klfrodo]

Here in the States, we are NOT required to purchase additional travel insurance when we go on Holiday.

Although, I cannot afford to go without, some people choose to self insure and travel without additional insurance.

[bingo player]

Talking to Americans on our table on Q Victoria, they were somewhat amazed to hear that it is difficult if nor impossible to book a holiday or cruise unless you have a recognised and comprehensive travel insurance. So cruising without insurance is never an option

 

Once you reach 75 years then if you can get insurance the premiums go up it is usually necessary to go to a specialist broker.

 

Also many basic annual travel policy's wont cover for travel to US on the basis medical and repatriation costs are too high. There are of course many that do cover this but we had to shop around. The company we had been insured with for years just changed their regions of cover.

 

Alan

who do you recommend for worldide travel for over 75yrs?

[retiredbrit]

There are quite a lot of people who will insure over 75's if you do a google

 

We have a very good policy with Norwich Union as an extension to our household Buildings Policy. It is somethin our Broker found - though there are others A good insurance broker should be able to advise you.

 

hope this helps

[hansi]

The one thing I have found that it is nigh impossible to get travel insurance if you have a condition that was diagnosed less than a year ago. I have a very mild heart condition( amongst other things) which is not life threatening, but I can't get cruise insurance anywhere. And I have tried dozens of companies:mad: I am 69, 70 in November.

[retiredbrit]

In this weekends Telegraph Travel information on insurers who cover existing medical conditions

http://www.telegraph.co.uk/travel/travel-advice/9432302/Insurance-for-cancer-patients.html

 

Not sure how that will come out so in another form http://www.telegraph.co.uk/travel/travel-advice/9432302/Insurance-for-cancer-patients.html

 

I believe it may be worth a look

regards Alan