PelicanBill Posted October 3, 2020 #26 Share Posted October 3, 2020 12 minutes ago, Summerstravel said: I know I was looking forward to a Holiday get a way as well or should I say family get a way. I hate family dinners just to many questions for me about my mom's suicide and my marriage separation. ( in the last couple years) I don't have children so I like to travel on the holidays. Stay safe and may we cruise again... Tracie Cruising is an escape and relief from a lot of life stress too. I hope you find something in the meatime and get back to cruising very soon. Link to comment Share on other sites More sharing options...
mianmike Posted October 3, 2020 #27 Share Posted October 3, 2020 10 hours ago, MoCruiseFan said: LOL interest rates are about 1% right now. That is not the issue. You should contact NCL and give them your investor source. They are currently borrowing at a much higher rate. 1 Link to comment Share on other sites More sharing options...
MoCruiseFan Posted October 4, 2020 #28 Share Posted October 4, 2020 2 hours ago, mianmike said: You should contact NCL and give them your investor source. They are currently borrowing at a much higher rate. Just about any bank in the USA. Link to comment Share on other sites More sharing options...
mianmike Posted October 4, 2020 #29 Share Posted October 4, 2020 42 minutes ago, MoCruiseFan said: Just about any bank in the USA. Cooperate financiers are professionals who find the best terms for corporations in search of liquidity. The best deal the financiers found for NCL was 12%. No bank in their right mind would lend a cruise line $$$$ at 1%; even more so during a pandemic. 1 Link to comment Share on other sites More sharing options...
thepla Posted October 4, 2020 #30 Share Posted October 4, 2020 On 12/23/2019 at 10:29 AM, tinaincc said: Does this also apply to the cruise cost as well? If I charge $7000 ??? On 9/8/2020 at 6:14 PM, thepla said: Logically that is what I thought because my experience has been (other cruises) is GTY is less money. I;m OK with way it played out. I felt cabin available was least desirable but still a Balcony and that is worst case scenario. Weirdly category I'm in is now WAITLIST state. Either way looking forward to trying Oceania. On 10/2/2020 at 3:50 PM, NCTribeFan said: Sounds like an Early Saver rate. Even though I usually use a TA, I always do my "mock" bookings ahead of contacting here. I know exactly what fares are available and what the fare will be for the cabin I want (I check availability and deck plans to pick a cabin in the location I want). To their credit, Carnival is very transparent with their fares. If you log in and do a search for the cruise you want, you can see every option and click on the link to see all that's included in the fare and any restrictions. I also sail other lines and usually, you see whatever fare they're offering. You don't really see that you can pick from a half-dozen different fares that come with different perks/deposits. I don't care for Early Saver. I prefer to have more flexibility and ES is often only a few dollars less. But, with ES, you can get price drops after final payment, which you cannot do under other fares. I often book casino fares, which these days also have non-refundable deposits, but those fares are usually enough lower that it's worth the risk. Until this virus came around, I never really cancelled a cruise I booked. If I book, I'm almost positive I'll cruise. Of course, that's all changed. But if the cruiseline cancels, you don't need to worry about NR deposits. I have booked 2 cruises out of Australia for 2022. Both are casino fares so I figure I have to go now, right? Can't lose those deposits! 😄 On 10/2/2020 at 6:26 PM, Sand and Seas said: Is this only happening for November cruises so far? My January cruise to Antarctica says same ting but that is not paid in full. My Nov 25 cruise says same thing (paid in full). My Nov 2021 is fine. I can get to Buenos Aires using miles but I think I will let that one go. Link to comment Share on other sites More sharing options...
MoCruiseFan Posted October 4, 2020 #31 Share Posted October 4, 2020 14 hours ago, mianmike said: Cooperate financiers are professionals who find the best terms for corporations in search of liquidity. The best deal the financiers found for NCL was 12%. No bank in their right mind would lend a cruise line $$$$ at 1%; even more so during a pandemic. You asked about where ---> I <--- get 1% (my investor source). I gave you that info. May car is actually at 0%, my mortgage is 2.125%, my consolidation loan is a 1.875%. NTW a lender would not make a decision about the borrowers underlying business. The decision would be made based on the current financial standing of that business. 1 Link to comment Share on other sites More sharing options...
drsel Posted October 4, 2020 #32 Share Posted October 4, 2020 Cooperate financiers are professionals who find the best terms for corporations in search of liquidity. The best deal the financiers found for NCL was 12%. No bank in their right mind would lend a cruise line $$$$ at 1%; even more so during a pandemic. Absolutely ! that is why the Cruise lines prefer to get funds at 0% interest from their customers.Interest free loans (also known as deposits) 1 Link to comment Share on other sites More sharing options...
mianmike Posted October 5, 2020 #33 Share Posted October 5, 2020 15 hours ago, MoCruiseFan said: You asked about where ---> I <--- get 1% (my investor source). I gave you that info. May car is actually at 0%, my mortgage is 2.125%, my consolidation loan is a 1.875%. NTW a lender would not make a decision about the borrowers underlying business. The decision would be made based on the current financial standing of that business. You stated that NCL does not need interest free money as "interest rates are about 1% right now." My attempt humor fell flat. I was facetiously asking for your corporate sources that will lend NCL money at 1%. Link to comment Share on other sites More sharing options...
raschueller Posted October 5, 2020 #34 Share Posted October 5, 2020 On 10/2/2020 at 5:33 PM, ohiocruisemom said: I’ve been checking my 28NOV sailing on Escape regularly and just now got the “You’re so close... Don’t lose you reservation now! Make Payment “ where I was seeing messages about upgrades. This happened to us on our other two cruises right before NCL cancelled. Whatever you do... DO NOT REBOOK YOUR CRUISE... Once you do NCL will not refund any of your money. Once you rebook they will only extend your money as FCC which you must use within a set period of time. Link to comment Share on other sites More sharing options...
MoCruiseFan Posted October 5, 2020 #35 Share Posted October 5, 2020 Oh well November is now out, bummer. We will absolutely rebook and take advantage of the free additional credits! Link to comment Share on other sites More sharing options...
thepla Posted October 5, 2020 #36 Share Posted October 5, 2020 On 10/3/2020 at 9:48 PM, thepla said: My January cruise to Antarctica says same ting but that is not paid in full. My Nov 25 cruise says same thing (paid in full). My Nov 2021 is fine. I can get to Buenos Aires using miles but I think I will let that one go. So my Pearl over Thanksgiving was cancelled so was Star in January. I have two email my PCC thinks I can use two for ten percent off. I had a smoking deal ($350 PP balcony before Service charges and fees) on Pearl. I had left over FCC from before put on a cruise over Thanksgiving. With fifteen percent plus ten percent plus twenty percent for CAS (Diamond) I was able to transfer Pearl to November 2021 and refunded deposit from Star and ended up with a "free" upgrade from inside to Balcony next November. Still disappointed but watching is in back of me. Even AA airfare to NY for my Oceania cruise was $250 less than Miami, All in all extremely disappointed but will have a couple nice trips in future. One NCL, One Oceania and One RCCL. Link to comment Share on other sites More sharing options...
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