When do you buy your Travel Insurance?

[greatestvalue]

If you are not looking for Pre-existing and/or Cancel For Any Reason -

 

Im not finding any reason to purchase, specially if its just medical & evacuation, before final payment.  Or even a week before sail date.

 

When do you normally purchase your insurance? 

 

 

[TheOldBear]

5 hours ago, greatestvalue said:

If you are not looking for Pre-existing and/or Cancel For Any Reason -

 

Im not finding any reason to purchase, specially if its just medical & evacuation, before final payment.  Or even a week before sail date.

 

When do you normally purchase your insurance? 

 

 

Within a day or two of making the cruise deposit.

We are looking at the ‘look back’ period, and treat travel insurance as one of the planned expenses for the vacation.

[klfrodo]

For your needs?

You can wait until a couple of days before you walk out the door to begin your travels.

 

If all you want is medical and evac coverage (and pre-existing conditions are not a concern), list you total trip costs at $500 per person. This will reduce your costs. (Travel Insurance rates are the same if the trip cost is $1 or $500. The price increases at the $501 mark and $500 increments thereafter.)

For the comprehensive portion of travel insurance, claims are covered at a %%% portion of trip costs.

I say $500 because if I unexpectedly need a hotel stay or a change ticket fee, the $500 will help whereas, $1 trip cost won't cover a cup of coffee.