Canadian Snowbirds Association and Medipac

[unclekinny]

I did ask this as part of another post, but it might not be noticed:

 

I am starting to look at Medipac which is the provider used by The Canadian Snowbirds Association. Does anyone have any experience good or bad or otherwise with Medipac?

 

I appreciate all the help!

[Cthy651]

I have check this site myself, rates are low, which sort of gives you an uneasy feeling, but googled reviews and they for the most part are positive.

[unclekinny]

49 minutes ago, Cthy651 said:

I have check this site myself, rates are low, which sort of gives you an uneasy feeling, but googled reviews and they for the most part are positive.

Cthy651:

 

I agree there's a wee bit of caution here as well. But I am a Manulife client for financial issues and they have been reliable for the past 10+ years I have been with them.

 

Thanks!

[loman]

I just got a quote from them and they used manulife . 

I thought it was reasonable .

I just discovered if you are over 65 you have to have no changes to your meds within 180 days . It was 90 days up to 65 years of age.

 

[gnome12]

44 minutes ago, loman said:

I just got a quote from them and they used manulife . 

I thought it was reasonable .

I just discovered if you are over 65 you have to have no changes to your meds within 180 days . It was 90 days up to 65 years of age.

 

That’s why I went with TuGo. My post-retirement medical plan has a 9 month stability clause on their travel medical portion, which is pretty useless to me. TuGo allowed me to add a 7 day stability rider to their usual 180 day provision, and I now have coverage for my current trip to Africa, a barge and cycle trip in Europe in the fall, and a trip to the US southwest in the winter, as well as any trips to the US to visit my sister. 

[loman]

One other thing that changes when you turn 65 is length of time your credit card may offer for travel insurance . It drops to the first  4 days and you need to top it up . 

[unclekinny]

1 hour ago, loman said:

I just got a quote from them and they used manulife . 

I thought it was reasonable .

I just discovered if you are over 65 you have to have no changes to your meds within 180 days . It was 90 days up to 65 years of age.

 

Thanks. Very good to know. That's me now at 67!

[unclekinny]

43 minutes ago, gnome12 said:

That’s why I went with TuGo. My post-retirement medical plan has a 9 month stability clause on their travel medical portion, which is pretty useless to me. TuGo allowed me to add a 7 day stability rider to their usual 180 day provision, and I now have coverage for my current trip to Africa, a barge and cycle trip in Europe in the fall, and a trip to the US southwest in the winter, as well as any trips to the US to visit my sister. 

Thanks, I'Il check that out.

[unclekinny]

5 minutes ago, loman said:

One other thing that changes when you turn 65 is length of time your credit card may offer for travel insurance . It drops to the first  4 days and you need to top it up . 

Yes, we used to have 14 days, but now is only 3 on CIBC Visa I believe. Thanks